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d'aide ?\",\"badgeNumber\":\"\",\"heading\":\"Nos experts en dette sont l\\u00e0 pour vous\",\"text\":\"\u003Cp>Vos dettes ne vous d\\u00e9finissent pas, mais les mauvaises dettes peuvent bouleverser votre quotidien. Nous vous proposons une solution efficace pour consid\\u00e9rablement r\\u00e9duire votre dette sans les d\\u00e9savantages d’une faillite.\u003C\\/p>\\n\",\"button\":{\"title\":\"Vos options pour all\\u00e9ger vos dettes\",\"url\":\"\\/fr\\/allegement-dette\",\"target\":\"\"},\"anchorId\":\"block-debt-experts\",\"backgroundColor\":\"bg-teal-dark\",\"imageContainer\":\"contained\",\"imageSize\":\"5\\/12\",\"layout\":{\"desktop\":\"imageContent\",\"mobile\":\"contentImage\"},\"textAlignment\":{\"desktop\":\"center\",\"mobile\":\"center\"},\"bodyTextSize\":\"large\",\"showArrowBelow\":false,\"spacing\":[],\"buttonStyling\":\"light\"},{\"fieldGroupName\":\"SmallCheckmarkList\",\"heading\":\"Dettes avec lesquelles nous pouvons vous aider :\",\"text\":\"\",\"list\":[{\"item\":\"Dette de carte de cr\\u00e9dit\"},{\"item\":\"Dette fiscale\"},{\"item\":\"Pr\\u00eats \\u00e9tudiants \"},{\"item\":\"Pr\\u00eats personnels\"},{\"item\":\"Lignes de cr\\u00e9dit\"},{\"item\":\"Pr\\u00eats sur salaire\"}],\"button\":null,\"backgroundColor\":\"bg-teal-dark\",\"padding\":[\"bottom-padding\"],\"mobileColumns\":\"cols-2\",\"desktopColumns\":\"auto\",\"width\":\"12\\/12\"},{\"fieldGroupName\":\"ReviewSliderManualEntry\",\"reviews\":[{\"url\":\"https:\\/\\/www.trustpilot.com\\/reviews\\/650658b2fad7d6469470c59d\",\"stars\":\"5\",\"text\":\"\\u201cCe processus m\\u2019inqui\\u00e9tait beaucoup, mais je suis absolument convaincue que c'\\u00e9tait la meilleure d\\u00e9cision pour moi et je suis ravie de ce nouveau d\\u00e9part ! C'\\u00e9tait une exp\\u00e9rience formidable et je le recommande \\u00e0 tous ! \\ud83d\\ude0a\\u201d\",\"name\":\"\\u2013 Kelley C.\"},{\"url\":\"https:\\/\\/www.trustpilot.com\\/reviews\\/62e28a8c4c35e69ec51c6bd0\",\"stars\":\"5\",\"text\":\"\\u201cMon exp\\u00e9rience avec Farber a \\u00e9t\\u00e9 tout simplement id\\u00e9ale. Au d\\u00e9but, j'h\\u00e9sitais et j\\u2019\\u00e9tais un peu nerveux, car je ne savais pas \\u00e0 quoi m'attendre et je n'avais jamais utilis\\u00e9 ce genre de services auparavant. Cet appel \\u00e0 Farber a \\u00e9t\\u00e9 l'une des d\\u00e9marches les plus simples que j'aie jamais faites de ma vie. Ils vous accompagnent \\u00e0 chaque \\u00e9tape, et m\\u00eame apr\\u00e8s !\\u201d \",\"name\":\"\\u2013 Noelle\"},{\"url\":\"https:\\/\\/www.trustpilot.com\\/reviews\\/6489f97d706f837cb1febf4a\",\"stars\":\"5\",\"text\":\"\\u201cSi vous \\u00eates stress\\u00e9 et inquiet de l\\u2019int\\u00e9r\\u00eat croissant sur vos dettes, prenez rendez-vous pour une consultation t\\u00e9l\\u00e9phonique ! En deux semaines, ma proposition de consommateur \\u00e9tait accept\\u00e9e et j'ai ressenti un SOULAGEMENT INSTANTAN\\u00c9. Je n'avais pas eu autant d'espoir pour ma sant\\u00e9 financi\\u00e8re depuis longtemps et c'est lib\\u00e9rateur ! Honn\\u00eatement, je pourrais parler de Christine toute la journ\\u00e9e, car je ne la remercierai jamais assez pour sa gentillesse et son aide pr\\u00e9cieuse !\\u201d\",\"name\":\"\\u2013 M.T.\"}],\"showTrustpilotSummaryLink\":true,\"anchorId\":\"\",\"backgroundColor\":\"bg-teal-lightest\",\"padding\":[\"top-padding\",\"bottom-padding\"]},{\"fieldGroupName\":\"DebtSolutionsAccordion\",\"introduction\":{\"supertitle\":\"Aide personnalis\\u00e9e \\u00e0 l'endettement\",\"heading\":\"Des conseils d'experts et une solution qui vous conviennent\",\"text\":\"\u003Cp>De la dette de carte de cr\\u00e9dit \\u00e0 la dette fiscale et plus encore, nos experts en dette de Farber vous aident \\u00e0 retrouver votre perspective avec une solution personnalis\\u00e9e, facile \\u00e0 suivre et qui vous permet d’\\u00e9conomiser de l’argent.\u003C\\/p>\\n\"},\"accordion\":[{\"title\":\"Proposition de consommateur\",\"content\":\"\u003Cp>La proposition de consommateur est un moyen r\\u00e9glement\\u00e9 par le gouvernement de r\\u00e9duire votre dette, souvent jusqu\\u2019\\u00e0 80 %.\u003C\\/p>\\n\u003Cul>\\n\u003Cli>Les frais d’int\\u00e9r\\u00eat sont gel\\u00e9s\u003C\\/li>\\n\u003Cli>Les appels de recouvrement et les actions des cr\\u00e9anciers sont halt\\u00e9s\u003C\\/li>\\n\u003Cli>0 % d’int\\u00e9r\\u00eat\u003C\\/li>\\n\u003Cli>Paiements mensuels\u003C\\/li>\\n\u003Cli>En fonction de votre situation financi\\u00e8re\u003C\\/li>\\n\u003C\\/ul>\\n\",\"showComparisonChart\":true,\"comparisonChart\":{\"title\":\"Exemples de paiements mensuels*\",\"before\":{\"title\":\"Avant\",\"text\":\"889 $\"},\"after\":{\"title\":\"Apr\\u00e8s\",\"text\":\"116 $\"},\"chartFooter\":\"\u003Cp>*Les paiements mensuels repr\\u00e9sentent une p\\u00e9riode de 60 mois pour une dette de 35 000 $.\u003C\\/p>\\n\"},\"button\":{\"title\":\"\\u00c0 propos des propositions de consommateurs\",\"url\":\"\\/fr\\/proposition-consommateur\",\"target\":\"\"}},{\"title\":\"Faillite\",\"content\":\"\u003Cp>La faillite devrait \\u00eatre le dernier recours, apr\\u00e8s avoir examin\\u00e9 toutes les autres options. Beaucoup de gens sont surpris d’apprendre que la faillite ne r\\u00e9sout pas tout.\u003C\\/p>\\n\u003Cul>\\n\u003Cli>N’annule pas toutes vos dettes\u003C\\/li>\\n\u003Cli>Implique la perte de certains de vos biens\u003C\\/li>\\n\u003Cli>A un effet sur votre cote de cr\\u00e9dit\u003C\\/li>\\n\u003Cli>Il est plus difficile d’emprunter \\u00e0 nouveau\u003C\\/li>\\n\u003C\\/ul>\\n\",\"showComparisonChart\":false,\"comparisonChart\":{\"title\":\"Example monthly payments\",\"before\":{\"title\":\"Before\",\"text\":\"\"},\"after\":{\"title\":\"After\",\"text\":\"\"},\"chartFooter\":\"\"},\"button\":{\"title\":\"\\u00c0 propos de la faillite\",\"url\":\"\\/fr\\/faillite\",\"target\":\"\"}},{\"title\":\"Conseil en dette\",\"content\":\"\u003Cp>On ne peut pas toujours y arriver seul. Il est beaucoup plus facile de g\\u00e9rer vos dettes avec le soutien d’un expert agr\\u00e9\\u00e9.\u003C\\/p>\\n\u003Cul>\\n\u003Cli>Profitez d’une consultation gratuite\u003C\\/li>\\n\u003Cli>\\u00c9valuez votre niveau actuel de stress li\\u00e9 \\u00e0 la dette\u003C\\/li>\\n\u003Cli>Discutez de vos options sans jugement\u003C\\/li>\\n\u003Cli>Trouvez une solution d’endettement qui vous convient\u003C\\/li>\\n\u003C\\/ul>\\n\",\"showComparisonChart\":false,\"comparisonChart\":{\"title\":\"Example monthly payments\",\"before\":{\"title\":\"Before\",\"text\":\"\"},\"after\":{\"title\":\"After\",\"text\":\"\"},\"chartFooter\":\"\"},\"button\":{\"title\":\"\\u00c0 propos du conseil en dette\",\"url\":\"\\/fr\\/conseil-en-dette\",\"target\":\"\"}},{\"title\":\"Consolidation de dettes\",\"content\":\"\u003Cp>Il peut vous sembler une bonne id\\u00e9e de contracter un nouveau pr\\u00eat pour consolider vos dettes mais il est important de comprendre le co\\u00fbt v\\u00e9ritable et comment vous pourriez \\u00eatre affect\\u00e9.\u003C\\/p>\\n\u003Cul>\\n\u003Cli style=\\\"font-weight: 400;\\\" aria-level=\\\"1\\\">Vous risquez de ne pas \\u00eatre admissible \\u00e0 un faible taux d’int\\u00e9r\\u00eat\u003C\\/li>\\n\u003Cli style=\\\"font-weight: 400;\\\" aria-level=\\\"1\\\">Vous pourriez payer des frais cach\\u00e9s\u003C\\/li>\\n\u003Cli style=\\\"font-weight: 400;\\\" aria-level=\\\"1\\\">Le total de la dette de sera pas r\\u00e9duit\u003C\\/li>\\n\u003Cli style=\\\"font-weight: 400;\\\" aria-level=\\\"1\\\">Des paiements manqu\\u00e9s pourraient aggraver la situation\u003C\\/li>\\n\u003C\\/ul>\\n\",\"showComparisonChart\":false,\"comparisonChart\":{\"title\":\"Example monthly payments\",\"before\":{\"title\":\"Before\",\"text\":\"\"},\"after\":{\"title\":\"After\",\"text\":\"\"},\"chartFooter\":\"\"},\"button\":{\"title\":\"\\u00c0 propos de la consolidation de dettes\",\"url\":\"\\/fr\\/consolidation-dettes\",\"target\":\"\"}}],\"anchorId\":\"\"},{\"fieldGroupName\":\"GlobalBlock\",\"globalBlock\":5391,\"anchorId\":\"\",\"flexBlocks\":[{\"fieldGroupName\":\"ImageTextBanner\",\"image\":{\"iD\":4974,\"id\":4974,\"title\":\"Why Farber CTA\",\"filename\":\"Why-Farber-CTA.png\",\"filesize\":508462,\"url\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA.png\",\"link\":\"\\/fr\\/?attachment_id=4974\",\"alt\":\"\",\"author\":\"6\",\"description\":\"\",\"caption\":\"\",\"name\":\"why-farber-cta-2\",\"status\":\"inherit\",\"uploadedTo\":324,\"date\":\"2024-06-27 14:57:33\",\"modified\":\"2024-06-27 14:57:33\",\"menuOrder\":0,\"mimeType\":\"image\\/png\",\"type\":\"image\",\"subtype\":\"png\",\"icon\":\"\\/wp-includes\\/images\\/media\\/default.png\",\"width\":1920,\"height\":1140,\"sizes\":{\"thumbnail\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA-150x150.png\",\"thumbnail-width\":150,\"thumbnail-height\":150,\"medium\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA-300x178.png\",\"medium-width\":300,\"medium-height\":178,\"mediumLarge\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA-768x456.png\",\"mediumLarge-width\":768,\"mediumLarge-height\":456,\"large\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA-1024x608.png\",\"large-width\":1024,\"large-height\":608,\"1536x1536\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA-1536x912.png\",\"1536x1536-width\":1536,\"1536x1536-height\":912,\"2048x2048\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA.png\",\"2048x2048-width\":1920,\"2048x2048-height\":1140,\"gform-image-choice-sm\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA.png\",\"gform-image-choice-sm-width\":300,\"gform-image-choice-sm-height\":178,\"gform-image-choice-md\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA.png\",\"gform-image-choice-md-width\":400,\"gform-image-choice-md-height\":238,\"gform-image-choice-lg\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA.png\",\"gform-image-choice-lg-width\":600,\"gform-image-choice-lg-height\":356},\"relativeUrl\":\"\\/wp-content\\/uploads\\/2024\\/06\\/Why-Farber-CTA.png\"},\"supertitleStyling\":\"regular\",\"supertitle\":\"Pourquoi choisir Farber ?\",\"badgeNumber\":\"\",\"heading\":\"Nous croyons que tout le monde peut prosp\\u00e9rer\",\"text\":\"\u003Cp>L’endettement auquel vous faites face aujourd’hui n\\u2019est pas pour toujours. 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\\u00eates capable.\u003Cbr \\/>Nous sommes l\\u00e0 pour vous aider.\",\"text\":\"\",\"button\":{\"title\":\"R\\u00e9servez votre consultation GRATUITE\",\"url\":\"\\/fr\\/reserver-une-consultation\",\"target\":\"\"},\"anchorId\":\"\",\"backgroundColor\":\"bg-teal-dark\",\"imageContainer\":\"full-bleed\",\"imageSize\":\"5\\/12\",\"layout\":{\"desktop\":\"contentImage\",\"mobile\":\"imageContent\"},\"textAlignment\":{\"desktop\":\"center\",\"mobile\":\"center\"},\"bodyTextSize\":\"large\",\"showArrowBelow\":false,\"spacing\":[],\"buttonStyling\":\"light\"}]}]",{"pageNavigation":13},"default",{"title":15,"fullHead":16},"Solutions et conseil en dette personnalisés | Farber","\u003C!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https://yoast.com/product/yoast-seo-wordpress/ -->\n\u003Cmeta name=\"description\" content=\"Des solutions expertes et des conseils financiers personnalisés en dette pour t’aider à obtenir des conseils sur mesure, à mieux gérer tes dettes et à 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de vos dettes","Nous travaillons avec des Canadiens et des Canadiennes comme vous pour trouver des solutions réalistes qui éliminent votre stress lié à la dette.",{"iD":30,"id":30,"title":31,"filename":32,"filesize":33,"url":34,"link":35,"alt":36,"author":37,"description":36,"caption":36,"name":38,"status":39,"uploadedTo":40,"date":41,"modified":41,"menuOrder":42,"mimeType":43,"type":44,"subtype":45,"icon":46,"width":47,"height":48,"sizes":49,"relativeUrl":68},4971,"Homepage","Homepage-1.png",573043,"https://www.farber.ca/wp-content/uploads/2024/06/Homepage-1.png","/fr/accueil/homepage-2-2/","","6","homepage-2-2","inherit",5343,"2024-06-27 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d'aide ?","Nos experts en dette sont là pour vous","\u003Cp>Vos dettes ne vous définissent pas, mais les mauvaises dettes peuvent bouleverser votre quotidien. Nous vous proposons une solution efficace pour considérablement réduire votre dette sans les désavantages d’une faillite.\u003C/p>\n",{"title":98,"url":99,"target":36},"Vos options pour alléger vos dettes","/fr/allegement-dette","block-debt-experts","bg-teal-dark","contained","5/12",{"desktop":105,"mobile":106},"imageContent","contentImage",{"desktop":108,"mobile":108},"center","large",[],"light",{"fieldGroupName":113,"heading":114,"text":36,"list":115,"button":8,"backgroundColor":101,"padding":128,"mobileColumns":130,"desktopColumns":131,"width":132},"SmallCheckmarkList","Dettes avec lesquelles nous pouvons vous aider :",[116,118,120,122,124,126],{"item":117},"Dette de carte de crédit",{"item":119},"Dette fiscale",{"item":121},"Prêts étudiants ",{"item":123},"Prêts personnels",{"item":125},"Lignes de crédit",{"item":127},"Prêts sur salaire",[129],"bottom-padding","cols-2","auto","12/12",{"fieldGroupName":134,"reviews":135,"showTrustpilotSummaryLink":149,"anchorId":36,"backgroundColor":150,"padding":151},"ReviewSliderManualEntry",[136,141,145],{"url":137,"stars":138,"text":139,"name":140},"https://www.trustpilot.com/reviews/650658b2fad7d6469470c59d","5","“Ce processus m’inquiétait beaucoup, mais je suis absolument convaincue que c'était la meilleure décision pour moi et je suis ravie de ce nouveau départ ! C'était une expérience formidable et je le recommande à tous ! 😊”","– Kelley C.",{"url":142,"stars":138,"text":143,"name":144},"https://www.trustpilot.com/reviews/62e28a8c4c35e69ec51c6bd0","“Mon expérience avec Farber a été tout simplement idéale. Au début, j'hésitais et j’étais un peu nerveux, car je ne savais pas à quoi m'attendre et je n'avais jamais utilisé ce genre de services auparavant. Cet appel à Farber a été l'une des démarches les plus simples que j'aie jamais faites de ma vie. Ils vous accompagnent à chaque étape, et même après !” ","– Noelle",{"url":146,"stars":138,"text":147,"name":148},"https://www.trustpilot.com/reviews/6489f97d706f837cb1febf4a","“Si vous êtes stressé et inquiet de l’intérêt croissant sur vos dettes, prenez rendez-vous pour une consultation téléphonique ! En deux semaines, ma proposition de consommateur était acceptée et j'ai ressenti un SOULAGEMENT INSTANTANÉ. Je n'avais pas eu autant d'espoir pour ma santé financière depuis longtemps et c'est libérateur ! Honnêtement, je pourrais parler de Christine toute la journée, car je ne la remercierai jamais assez pour sa gentillesse et son aide précieuse !”","– M.T.",true,"bg-teal-lightest",[152,129],"top-padding",{"fieldGroupName":154,"introduction":155,"accordion":159,"anchorId":36},"DebtSolutionsAccordion",{"supertitle":156,"heading":157,"text":158},"Aide personnalisée à l'endettement","Des conseils d'experts et une solution qui vous conviennent","\u003Cp>De la dette de carte de crédit à la dette fiscale et plus encore, nos experts en dette de Farber vous aident à retrouver votre perspective avec une solution personnalisée, facile à suivre et qui vous permet d’économiser de l’argent.\u003C/p>\n",[160,175,187,196],{"title":161,"content":162,"showComparisonChart":149,"comparisonChart":163,"button":172},"Proposition de consommateur","\u003Cp>La proposition de consommateur est un moyen réglementé par le gouvernement de réduire votre dette, souvent jusqu’à 80 %.\u003C/p>\n\u003Cul>\n\u003Cli>Les frais d’intérêt sont gelés\u003C/li>\n\u003Cli>Les appels de recouvrement et les actions des créanciers sont haltés\u003C/li>\n\u003Cli>0 % d’intérêt\u003C/li>\n\u003Cli>Paiements mensuels\u003C/li>\n\u003Cli>En fonction de votre situation financière\u003C/li>\n\u003C/ul>\n",{"title":164,"before":165,"after":168,"chartFooter":171},"Exemples de paiements mensuels*",{"title":166,"text":167},"Avant","889 $",{"title":169,"text":170},"Après","116 $","\u003Cp>*Les paiements mensuels représentent une période de 60 mois pour une dette de 35 000 $.\u003C/p>\n",{"title":173,"url":174,"target":36},"À propos des propositions de consommateurs","/fr/proposition-consommateur",{"title":176,"content":177,"showComparisonChart":18,"comparisonChart":178,"button":184},"Faillite","\u003Cp>La faillite devrait être le dernier recours, après avoir examiné toutes les autres options. 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Farber & Partners Inc. 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C’était le cas d’Omar, dont la vie dans la vingtaine était bien loin de ce qu’il avait imaginé. Au lieu de pouvoir profiter de ses débuts professionnels et de préparer son avenir, il était enseveli sous […]\u003C/p>\n",{"node":737},{"sourceUrl":738,"altText":36,"srcSet":739,"sizes":740,"mediaDetails":741},"https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3.jpg","https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3.jpg 1732w","(max-width: 1024px) 100vw, 1024px",{"height":742,"width":743,"filePath":744},1155,1732,"/wp-content/uploads/2025/09/Delay-getting-help-3.jpg",{"id":746,"title":747,"uri":748,"excerpt":749,"featuredImage":750},"cG9zdDo1OTk5","Une proche-aidante en Ontario se libère de sa dette de 75 000 $ grâce à une proposition de consommateur","/fr/blogue/proposition-de-consommateur-ontario-75k/","\u003Cp>Lisa ne s’y attendait pas du tout. Une facture s’est transformée en cinq. Un retard de paiement a engendré des intérêts exorbitants. Et l’hésitation à demander de l’aide s’est muée en des mois de nuits blanches. Une mère célibataire de deux enfants, âgée de 38 ans, Lisa travaillait fort pour subvenir aux besoins de sa […]\u003C/p>\n",{"node":751},{"sourceUrl":752,"altText":36,"srcSet":753,"sizes":740,"mediaDetails":754},"https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story.jpg","https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story.jpg 1732w",{"height":742,"width":743,"filePath":755},"/wp-content/uploads/2025/07/Lisas-story.jpg",{"id":757,"title":758,"uri":759,"excerpt":760,"featuredImage":761},"cG9zdDo2MDEx","André réussit à se libérer d’une dette de 31 000 $ grâce à une proposition de consommateur","/fr/blogue/andre-reussit-a-se-liberer-de-31k-grace-a-une-proposition-de-consommateur/","\u003Cp>Quand on ne peut payer ses factures et que le téléphone n’arrête pas de sonner, il est facile de se sentir dépassé, et de croire qu’on est seul dans cette situation. Mais ce n’est pas le cas. Les dettes peuvent s’accumuler lentement, puis soudainement elles semblent accablantes et elles troublent notre sommeil. C’était le cas […]\u003C/p>\n",{"node":762},{"sourceUrl":763,"altText":36,"srcSet":764,"sizes":740,"mediaDetails":765},"https://www.farber.ca/wp-content/uploads/2025/06/Andre-story.jpg","https://www.farber.ca/wp-content/uploads/2025/06/Andre-story-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2025/06/Andre-story-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2025/06/Andre-story-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2025/06/Andre-story-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2025/06/Andre-story.jpg 1732w",{"height":742,"width":743,"filePath":766},"/wp-content/uploads/2025/06/Andre-story.jpg",{"id":768,"title":769,"uri":770,"excerpt":771,"featuredImage":772},"cG9zdDo2MDA5","Comment une proposition de consommateur peut affecter un renouvellement de prêt hypothécaire","/fr/blogue/comment-une-proposition-de-consommateur-peut-affecter-une-hypotheque/","\u003Cp>Vous avez courageusement pris la décision de déposer une proposition de consommateur et de reprendre le contrôle de vos finances. Félicitations pour ce premier pas vers l’indépendance financière ! Mais, à l’approche du renouvellement de votre hypothèque, la question se pose : une proposition de consommateur a-t-elle une incidence sur le renouvellement de l’hypothèque ? […]\u003C/p>\n",{"node":773},{"sourceUrl":774,"altText":36,"srcSet":775,"sizes":740,"mediaDetails":776},"https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal.jpg","https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal.jpg 1732w",{"height":742,"width":743,"filePath":777},"/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal.jpg",{"id":779,"title":780,"uri":781,"excerpt":782,"featuredImage":783},"cG9zdDo2MDI1","Comment économiser sur votre forfait cellulaire (sans perdre en qualité de service)","/fr/blogue/comment-economiser-sur-votre-forfait-cellulaire/","\u003Cp>Soyons honnêtes : les forfaits cellulaires au Canada coûtent une fortune. Si votre facture mensuelle vous fait sursauter, vous êtes loin d’être seul. Les Canadiennes et Canadiens paient parmi les tarifs les plus élevés au monde pour les services cellulaires. Et, avouons-le : nous comptons sur nos téléphones pour tout. Rester en contact avec la […]\u003C/p>\n",{"node":784},{"sourceUrl":785,"altText":36,"srcSet":786,"sizes":740,"mediaDetails":787},"https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan.jpg","https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan.jpg 1732w",{"height":742,"width":743,"filePath":788},"/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan.jpg",{"id":790,"title":791,"uri":792,"excerpt":793,"featuredImage":794},"cG9zdDo1NDE4","Est-il possible d’obtenir un prêt même si l’on a une proposition de consommateur ?","/fr/blogue/pret-et-proposition-consommateur-consequences/","\u003Cp>Déposer et finaliser une proposition de consommateur peut être à la fois un soulagement et une contrainte. Vous tentez de réduite vos dettes et de retrouver la stabilité financière, mais nous savons tous que la vie n’attend pas que nos finances s’améliorent. Imaginez-vous : vous faites vos paiements de manière responsable dans le cadre d’une […]\u003C/p>\n",{"node":795},{"sourceUrl":796,"altText":36,"srcSet":797,"sizes":740,"mediaDetails":798},"https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP.jpg","https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP.jpg 1732w",{"height":742,"width":743,"filePath":799},"/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP.jpg",{"id":801,"title":802,"uri":803,"excerpt":804,"featuredImage":805},"cG9zdDo2MDIz","Ce qu’il faut savoir pour être admissible à une proposition de consommateur","/fr/blogue/pour-etre-admissible-a-une-proposition-de-consommateur/","\u003Cp>Lorsque les dettes s’accumulent et que l’on a l’impression d’être pris au piège, la situation peut devenir accablante. Mais ici, au Canada, il y a une solution qui pourrait vous offrir le répit dont vous avez besoin : la proposition de consommateur. Voyez-la comme un moyen de reprendre le contrôle de vos finances sans avoir […]\u003C/p>\n",{"node":806},{"sourceUrl":807,"altText":36,"srcSet":808,"sizes":740,"mediaDetails":809},"https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal.jpg","https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal.jpg 1733w",{"height":742,"width":810,"filePath":811},1733,"/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal.jpg",{"id":813,"title":814,"uri":815,"excerpt":816,"featuredImage":817},"cG9zdDo1NDY2","Comprendre pourquoi une proposition de consommateur est parfois rejetée","/fr/blogue/comprendre-pourquoi-proposition-consommateur-refusee/","\u003Cp>Lorsqu’on croule sous le poids des dettes, une proposition de consommateur peut avoir l’aire d’une bouée de sauvetage. C’est un moyen flexible et structuré de vous libérer de vos dettes, d’éviter la faillite et de conserver vos biens. En réalité, toutes les propositions de consommateur ne sont pas acceptées par les créanciers. Pour quelles raisons […]\u003C/p>\n",{"node":818},{"sourceUrl":819,"altText":36,"srcSet":820,"sizes":740,"mediaDetails":821},"https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected.jpg","https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected-1024x684.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected-768x513.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected-1536x1026.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected.jpg 1731w",{"height":822,"width":823,"filePath":824},1156,1731,"/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected.jpg",{"id":826,"title":827,"uri":828,"excerpt":829,"featuredImage":830},"cG9zdDo2MDEz","Comment une proposition de consommateur peut-elle affecter votre cote de crédit ?","/fr/blogue/comment-une-proposition-de-consommateur-peut-affecter-ta-solvabilite/","\u003Cp>Si vous êtes submergé par la dette et que vous vous sentez dépassé, au Canada une proposition de consommateur est une solution à envisager. Cette alternative populaire à la faillite, permet de rembourser une partie de vos dettes tout en gardant le reste gérable. Mais avant de vous lancer, vous vous demandez sans doute : […]\u003C/p>\n",{"node":831},{"sourceUrl":832,"altText":36,"srcSet":833,"sizes":740,"mediaDetails":834},"https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit.jpg","https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit.jpg 1732w",{"height":742,"width":743,"filePath":835},"/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit.jpg",{"id":837,"title":838,"uri":839,"excerpt":840,"featuredImage":841},"cG9zdDo2MDI5","Saisie sur salaire : comprendre les règles et la procédure","/fr/blogue/saisie-salaire/","\u003Cp>Apprendre que votre salaire a été saisi peut être un véritable choc. Vous travaillez fort pour gagner votre vie, et voilà qu’une somme importante est prélevée avant même que vous ne la touchiez. Vous avez peut-être accumulé des retards dans le paiement des factures, des impôts ou d’une pension alimentaire. Peut-être avez-vous pris l’habitude de […]\u003C/p>\n",{"node":842},{"sourceUrl":843,"altText":36,"srcSet":844,"sizes":740,"mediaDetails":845},"https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations.jpg","https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations-300x197.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations-1024x673.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations-768x505.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations-1536x1010.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations.jpg 1744w",{"height":846,"width":847,"filePath":848},1147,1744,"/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations.jpg",{"id":850,"title":851,"uri":852,"excerpt":853,"featuredImage":854},"cG9zdDo2MDE1","Pendant combien de temps le recouvrement de créances est-il inscrit à un rapport de crédit canadien ?","/fr/blogue/combien-de-temps-pour-recouvrement-de-creances/","\u003Cp>Il peut être difficile de gérer ses dettes, et encore plus accablant lorsqu’une dette en recouvrement apparaît sur votre dossier de crédit. Mais combien de temps une dette en recouvrement reste-t-elle inscrite sur un dossier de crédit au Canada, et quelles sont les conséquences pour votre avenir financier ? La bonne nouvelle, c’est que ce […]\u003C/p>\n",{"node":855},{"sourceUrl":856,"altText":36,"srcSet":857,"sizes":740,"mediaDetails":858},"https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada.jpg","https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada.jpg 1733w",{"height":742,"width":810,"filePath":859},"/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada.jpg",{"id":861,"title":862,"uri":863,"excerpt":864,"featuredImage":865},"cG9zdDo1NDUw","Pendant combien de temps une agence de recouvrement peut-elle légalement tenter de recouvrer une dette ?","/fr/blogue/quel-est-le-delai-de-prescription-dune-agence-de-recouvrement/","\u003Cp>Pendant combien de temps les agents de recouvrement peuvent-ils vous poursuivre ? Vous avez des dettes. Beaucoup de dettes. Et comme vous n’avez pas les moyens de les rembourser actuellement, des agents de recouvrement vous harcèlent. Cela peut être extrêmement stressant. Non seulement ces appels sont agaçants (et parfois harcelants), mais vous êtes peut-être rendu […]\u003C/p>\n",{"node":866},{"sourceUrl":867,"altText":36,"srcSet":868,"sizes":740,"mediaDetails":869},"https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court.jpg","https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court.jpg 1732w",{"height":742,"width":743,"filePath":870},"/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court.jpg",{"id":872,"title":873,"uri":874,"excerpt":875,"featuredImage":876},"cG9zdDo1NDY0","Qu’est-ce que c’est une agence de recouvrement de créances et comment fonctionne-t-elle ?","/fr/blogue/quest-ce-quune-agence-de-recouvrement-de-creances/","\u003Cp>Soyons réalistes : il est rarement plaisant de gérer nos dettes. Qu’il s’agisse d’un paiement manqué ici et là, ou de sommes importantes qui semblent insurmontables, l’intervention d’un agent de recouvrement peut rendre la situation encore plus stressante. Comprendre le travail et le fonctionnement des agences de recouvrement peut soulager notre anxiété. Si vous êtes […]\u003C/p>\n",{"node":877},{"sourceUrl":878,"altText":36,"srcSet":879,"sizes":740,"mediaDetails":880},"https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency.jpg","https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency.jpg 1733w",{"height":742,"width":810,"filePath":881},"/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency.jpg",{"id":883,"title":884,"uri":885,"excerpt":886,"featuredImage":887},"cG9zdDo2MDE3","Quels sont les coûts liés au dépôt d’une proposition de consommateur au Canada ?","/fr/blogue/quels-sont-les-couts-lies-au-depot-de-proposition-de-consommateur/","\u003Cp>Si vous êtes aux prises avec vos dettes et vous cherchez une solution, vous pourriez envisager une proposition de consommateur. Au Canada, c’est une excellente solution de redressement qui vous permet de régler votre dette en ne remboursant qu’une partie de ce que vous devez. Mais avant de vous lancer, vous vous demandez sûrement : […]\u003C/p>\n",{"node":888},{"sourceUrl":889,"altText":36,"srcSet":890,"sizes":740,"mediaDetails":891},"https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost.jpg","https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost.jpg 1733w",{"height":742,"width":810,"filePath":892},"/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost.jpg",{"id":894,"title":895,"uri":896,"excerpt":897,"featuredImage":898},"cG9zdDo1NDUy","Comprendre l’effet d’une proposition de consommateur par rapport aux remboursements d’impôt de l’ARC","/fr/blogue/proposition-de-consommateur-et-remboursement-dimpot-revenu-canada/","\u003Cp>Nous voici dans la période des impôts. Si vous avez déposé une proposition de consommateur avec nous en 2023, vous vous posez peut-être des questions sur son impact sur votre remboursement d’impôt en 2023. Nous comprenons votre situation et nous voulons vous simplifier le processus. Pour vous aider dans votre préparation, nous avons rassemblé certaines […]\u003C/p>\n",{"node":899},{"sourceUrl":900,"altText":36,"srcSet":901,"sizes":740,"mediaDetails":902},"https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14.jpg","https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14.jpg 1732w",{"height":742,"width":743,"filePath":903},"/wp-content/uploads/2024/01/Blog-image-14.jpg",{"id":905,"title":906,"uri":907,"excerpt":908,"featuredImage":909},"cG9zdDo2MDAz","Gérer sa dette de carte de crédit grâce à une proposition de consommateur","/fr/blogue/proposition-de-consommateur-carte-de-credit/","\u003Cp>Les dettes de cartes de crédit ont tendance à s’accumuler rapidement. Un jour, on réussit à gérer nos finances et dès le lendemain, le solde accélère et l’on est aux prises avec l’intérêt. Si vous vous trouvez dans cette situation, respirez un bon coup : des solutions existent. Une proposition de consommateur vous aide à […]\u003C/p>\n",{"node":910},{"sourceUrl":911,"altText":36,"srcSet":912,"sizes":740,"mediaDetails":913},"https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10.jpg","https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10.jpg 1733w",{"height":742,"width":810,"filePath":914},"/wp-content/uploads/2023/10/Blog-Image-10.jpg",{"id":916,"title":917,"uri":918,"excerpt":919,"featuredImage":920},"cG9zdDo1OTk1","Économisez sur vos achats grâce aux applis de coupons canadiens","/fr/blogue/applis-couponnage-canadien/","\u003Cp>Si vous avez des limitations budgétaires précises ou que vous cherchez simplement à économiser, vous n’êtes pas toujours obligé de faire des compromis sur vos dépenses. En réalité, avec les bonnes astuces, vous pouvez profiter des petits plaisirs sans vous ruiner, et même économiser et gagner de l’argent. Si vous souhaitez consommer de façon responsable, […]\u003C/p>\n",{"node":921},{"sourceUrl":922,"altText":36,"srcSet":923,"sizes":924,"mediaDetails":925},"https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7.jpg","https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7-200x300.jpg 200w, https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7-683x1024.jpg 683w, https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7-768x1152.jpg 768w, https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7-1024x1536.jpg 1024w, https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7.jpg 1155w","(max-width: 683px) 100vw, 683px",{"height":743,"width":742,"filePath":926},"/wp-content/uploads/2023/08/Blog-Image-7.jpg",{"id":928,"title":929,"uri":930,"excerpt":931,"featuredImage":932},"cG9zdDo2MDI3","Est-ce que la proposition de consommateur est une solution légitime ? Nous démystifions quelques idées préconçues","/fr/blogue/proposition-de-consommateur-legitime/","\u003Cp>Lorsqu’un membre de l’équipe Farber Solutions à la dette rencontre un client ou une cliente potentielle pour examiner les options afin de résoudre ses difficultés financières, la discussion porte notamment sur les avantages d’une proposition de consommateur. La plupart des clients n’ont jamais entendu parler de la proposition et de ses avantages, et ils prennent […]\u003C/p>\n",{"node":933},{"sourceUrl":934,"altText":36,"srcSet":935,"sizes":740,"mediaDetails":936},"https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108.jpg","https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108.jpg 1732w",{"height":742,"width":743,"filePath":937},"/wp-content/uploads/2022/12/Blog-Image-108.jpg",{"id":939,"title":940,"uri":941,"excerpt":942,"featuredImage":943},"cG9zdDo1OTk4","À quoi vous attendre lorsque vous recevez une lettre de demande de remboursement de la PCU","/fr/blogue/remboursement-de-pcu/","\u003Cp>Au début de la pandémie de COVID-19, le gouvernement fédéral a créé la PCU (la Prestation canadienne d’urgence) pour venir en aide aux personnes incapables de travailler en raison de répercussions de la COVID-19. Le but était de soutenir les personnes confrontées à l’instabilité financière causée par les fermetures d’entreprises de part et d’autre au […]\u003C/p>\n",{"node":944},{"sourceUrl":945,"altText":36,"srcSet":946,"sizes":740,"mediaDetails":947},"https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13.jpg","https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13-1024x681.jpg 1024w, https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13-768x511.jpg 768w, https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13-1536x1022.jpg 1536w, https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13.jpg 1734w",{"height":948,"width":949,"filePath":950},1154,1734,"/wp-content/uploads/2022/06/Blog-Image-13.jpg",{"id":952,"title":953,"uri":954,"excerpt":955,"featuredImage":956},"cG9zdDo1OTkz","Qu’est-ce qui se passe lorsqu’une proposition de consommateur est annulée ?","/fr/blogue/proposition-de-consommmateur-annulee/","\u003Cp>Vous avez travaillé fort pour organiser votre plan de remboursement de dettes, et votre proposition de consommateur vous a donné un moment de répit face aux appels incessants et au stress lié à la dette. Mais la vie nous réserve parfois des surprises : une perte d’emploi, une facture médicale imprévue, ou tout simplement une […]\u003C/p>\n",{"node":957},{"sourceUrl":958,"altText":36,"srcSet":959,"sizes":740,"mediaDetails":960},"https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31.jpg","https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31.jpg 1733w",{"height":742,"width":810,"filePath":961},"/wp-content/uploads/2021/06/Blog-Image-31.jpg",{"id":963,"title":964,"uri":965,"excerpt":966,"featuredImage":967},"cG9zdDo1NDYy","Comment la faillite affecte votre REEE et vos épargnes-études","/fr/blogue/consequences-de-la-faillite-personnelle-sur-ton-reee/","\u003Cp>Un régime enregistré d’épargne-études (REEE) est un compte d’épargne conçu pour aider les parents à épargner pour les études postsecondaires de leurs enfants. Les gens s’en servent généralement pour leurs enfants ou leurs petits-enfants. Il y a deux principaux avantages à mettre de l’argent de côté dans un REEE pour que votre enfant puisse s’en […]\u003C/p>\n",{"node":968},{"sourceUrl":969,"altText":36,"srcSet":970,"sizes":740,"mediaDetails":971},"https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15.jpg","https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15.jpg 1733w",{"height":742,"width":810,"filePath":972},"/wp-content/uploads/2021/04/Blog-Image-15.jpg",{"id":974,"title":975,"uri":976,"excerpt":977,"featuredImage":978},"cG9zdDo2MDAx","Gérez votre dette envers l’ARC grâce à une proposition de consommateur en 2025","/fr/blogue/dette-arc-proposition-de-consommateur/","\u003Cp>Si l’ARC vous envoie sans cesse des lettres que vous n’osez pas ouvrir, ou si vos dettes fiscales vous empêchent de dormir, sachez que vous n’êtes pas seul. Avoir une dette envers l’Agence du revenu du Canada (ARC) peut être accablant, mais voici la bonne nouvelle : il existe des solutions. Plus tôt vous réglez […]\u003C/p>\n",{"node":979},{"sourceUrl":980,"altText":36,"srcSet":981,"sizes":740,"mediaDetails":982},"https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12.jpg","https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12.jpg 1733w",{"height":742,"width":810,"filePath":983},"/wp-content/uploads/2021/04/Blog-Image-12.jpg",{"id":985,"title":986,"uri":987,"excerpt":988,"featuredImage":989},"cG9zdDo2MDIx","Apprenez à gérer votre budget efficacement et à éviter les dépenses excessives.","/fr/blogue/comment-eviter-les-depenses-excessives/","\u003Cp>Que vous magasiniez en ligne ou en personne dans vos magasins préférés pour les articles qu’il vous faut, il est utile d’avoir une stratégie en partant. Voici quelques conseils pratiques pour vous aider à éviter les dépenses excessives : 1. Magasinez avec une liste Avant de faire vos courses, il est sage de noter rapidement […]\u003C/p>\n",{"node":990},{"sourceUrl":991,"altText":36,"srcSet":992,"sizes":740,"mediaDetails":993},"https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8.jpg","https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8.jpg 1733w",{"height":742,"width":810,"filePath":994},"/wp-content/uploads/2021/04/Blog-Image-8.jpg",{"id":996,"title":997,"uri":998,"excerpt":999,"featuredImage":1000},"cG9zdDo1NDU4","Quitter le Canada avec des dettes : les points clés","/fr/blogue/quitter-le-canada-plus-de-6-mois-avec-des-dettes/","\u003Cp>Une question fréquemment posée à nos syndics autorisés en insolvabilité par des Canadiens et Canadiennes qui nous appellent ou nous envoient des courriels de l’étranger est la suivante : « Que se passerait-il si je dois de l’argent à une banque, à une société émettrice de cartes de crédit, des arriérés d’impôt ou des prêts […]\u003C/p>\n",{"node":1001},{"sourceUrl":1002,"altText":36,"srcSet":1003,"sizes":924,"mediaDetails":1004},"https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5.jpg","https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5-200x300.jpg 200w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5-683x1024.jpg 683w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5-768x1152.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5-1024x1536.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5.jpg 1155w",{"height":743,"width":742,"filePath":1005},"/wp-content/uploads/2021/04/Blog-Image-5.jpg",{"id":1007,"title":1008,"uri":1009,"excerpt":1010,"featuredImage":1011},"cG9zdDo2MDMx","Qu’est-ce que c’est une proposition de consommateur et comment est-ce qu’elle peut vous aider ?","/fr/blogue/questce-que-cest-une-proposition-de-consommateur/","\u003Cp>Qu’est-ce que c’est une proposition de consommateur ? C’est une entente formelle entre vous et vos créanciers, soumise en votre nom par un syndic autorisé en insolvabilité (SAI). Elle comprend une offre à vos créanciers de régler votre dette pour un montant généralement inférieur à la somme due. Cela peut représenter une économie pouvant atteindre […]\u003C/p>\n",{"node":1012},{"sourceUrl":1013,"altText":36,"srcSet":1014,"sizes":740,"mediaDetails":1015},"https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9.jpg","https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9.jpg 1733w",{"height":742,"width":810,"filePath":1016},"/wp-content/uploads/2021/04/Blog-Image-9.jpg",{"id":1018,"title":1019,"uri":1020,"excerpt":1021,"featuredImage":1022},"cG9zdDo1NDU2","Lorsqu’une agence de recouvrement vous emmène en cour : ce qu’il faut savoir","/fr/blogue/une-agence-de-recouvrement-peut-elle-te-poursuivre-en-justice/","\u003Cp>Est-ce que l’idée d’être poursuivi par une agence de recouvrement pour une dette impayée vous angoisse ? Vous vous demandez peut-être si une agence de recouvrement peut vous poursuivre en justice. La réponse est oui, mais ce n’est pas toujours la première étape et ça n’arrive pas dans tous les cas. Si des agences de […]\u003C/p>\n",{"node":1023},{"sourceUrl":1024,"altText":36,"srcSet":1025,"sizes":740,"mediaDetails":1026},"https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3.jpg","https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3.jpg 1733w",{"height":742,"width":810,"filePath":1027},"/wp-content/uploads/2020/10/Blog-Image-3.jpg",{"id":1029,"title":1030,"uri":1031,"excerpt":1032,"featuredImage":1033},"cG9zdDo2MDMz","Pourquoi il ne faut jamais payer les sociétés de recouvrement : solutions de rechange","/fr/blogue/pourquoi-vous-ne-devriez-jamais-payer-les-agences-de-recouvrement/","\u003Cp>Est-ce que je devrais payer l’agence de recouvrement qui m’appelle sans cesse ? Vous êtes peut-être au courant de cette situation : vous êtes confortablement installé pour un bon souper en famille lorsque le téléphone sonne. Ou un texto retentit sur votre cellulaire. C’est encore la même agence de recouvrement qui vous harcèle pour une […]\u003C/p>\n",{"node":1034},{"sourceUrl":1035,"altText":36,"srcSet":1036,"sizes":740,"mediaDetails":1037},"https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4.jpg","https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4.jpg 1732w",{"height":742,"width":743,"filePath":1038},"/wp-content/uploads/2020/10/Blog-Image-4.jpg",{"id":1040,"title":1041,"uri":1042,"excerpt":1043,"featuredImage":1044},"cG9zdDo2MDA3","Besoin d’aide concernant votre dette à l’autoroute 407 ? Découvrez les solutions possibles.","/fr/blogue/aide-avec-la-dette-407/","\u003Cp>Si vous demeurez ou travaillez dans la région du Grand Toronto (RGT), vous savez à quel point les déplacements peuvent être difficiles. La circulation est souvent un véritable cauchemar et plusieurs gens empruntent l’autoroute à péage 407 ETR pour gagner du temps. Vos déplacements se font plus vite, mais cela peut aussi entraîner des factures […]\u003C/p>\n",{"node":1045},{"sourceUrl":1046,"altText":36,"srcSet":1047,"sizes":740,"mediaDetails":1048},"https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24.jpg","https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24.jpg 1732w",{"height":742,"width":743,"filePath":1049},"/wp-content/uploads/2019/05/Blog-Image-24.jpg",{"id":1051,"title":1052,"uri":1053,"excerpt":1054,"featuredImage":1055},"cG9zdDo2MDA1","Comment calculer le montant que vous devez ? Voici comment faire.","/fr/blogue/calculer-combien-vous-devez/","\u003Cp>Bien comprendre combien vous devez Si votre dette est considérable, il peut être difficile de gérer la situation. En effet, bien des gens ignorent le montant exact de leurs dettes et à qui ils doivent de l’argent. En fait, ils ne sont pas pleinement conscientes du temps nécessaire pour rembourser leurs dettes, du taux d’intérêt […]\u003C/p>\n",{"node":1056},{"sourceUrl":1057,"altText":36,"srcSet":1058,"sizes":740,"mediaDetails":1059},"https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37.jpg","https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37.jpg 1732w",{"height":742,"width":743,"filePath":1060},"/wp-content/uploads/2017/12/Blog-Image-37.jpg",{"id":1062,"title":1063,"uri":1064,"excerpt":1065,"featuredImage":1066},"cG9zdDo1NDUz","Comprendre les paiements de péréquation en droit familial au Canada","/fr/blogue/paiements-degalisation-en-matiere-de-droit-de-la-famille/","\u003Cp>Que se passe-t-il si votre ex-conjoint déclare faillite ou dépose une proposition de consommateur, et que des paiements d’égalisation sont toujours dus ? Il arrive parfois qu’à la suite d’une longue procédure de divorce, l’une des parties soit contrainte de déposer une proposition à ses créanciers ou, dans certains cas, de céder des biens. La […]\u003C/p>\n",{"node":1067},{"sourceUrl":1068,"altText":36,"srcSet":1069,"sizes":740,"mediaDetails":1070},"https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29.jpg","https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29.jpg 1733w",{"height":742,"width":810,"filePath":1071},"/wp-content/uploads/2016/01/Blog-Image-29.jpg",{"id":1073,"title":1074,"uri":1075,"excerpt":1076,"featuredImage":1077},"cG9zdDo1NDYw","Avantages et inconvénients de la proposition de consommateur : est-ce pour vous ?","/fr/blogue/proposition-consommateur-consequences-positives-et-negatives/","\u003Cp>S’endetter peut être accablant et trouver la solution pour s’en libérer peut s’avérer difficile. Si vous avez cherché des solutions, vous avez peut-être déjà entendu parler de ce qu’on appelle une proposition de consommateur. Mais qu’est-ce que c’est au juste et comment savoir si c’est la bonne option pour vous ? Nous vous expliquerons ce […]\u003C/p>\n",{"node":1078},{"sourceUrl":1079,"altText":36,"srcSet":1080,"sizes":740,"mediaDetails":1081},"https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69.jpg","https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69.jpg 1733w",{"height":742,"width":810,"filePath":1082},"/wp-content/uploads/2015/09/Blog-Image-69.jpg"]