[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"getPageData-/calculatrice-dette-revenu-fr":3,"getGlobalData-fr":161},{"id":4,"slug":5,"title":6,"date":7,"content":8,"uri":9,"status":10,"allFlexBlocks":11,"pageNavigation":12,"seo":14,"liveChat":19,"languageCode":21,"translations":22,"flexBlocks":26},"cG9zdDo1NjAx","calculatrice-dette-revenu","Calculateur de ratio d’endettement","2024-06-04T13:50:54",null,"/fr/calculatrice-dette-revenu/","publish","[{\"fieldGroupName\":\"StandardHeader\",\"heading\":\"Calculatrice rapport dette-revenu\",\"text\":\"Il est normal de se sentir stress\\u00e9 par la hausse presqu\\u2019universelle des prix. Mais comment savoir si vous \\u00eates trop endett\\u00e9 ?\",\"image\":false,\"button\":null,\"backgroundColor\":\"bg-gold-lightest\",\"spacing\":[]},{\"fieldGroupName\":\"DebtToIncomeCalculator\",\"introduction\":{\"heading\":\"D\\u00e9couvre si ton endettement est \\u00e9quilibr\\u00e9 par rapport \\u00e0 tes revenus.\",\"headingLevel\":\"h2\",\"text\":\"\u003Cp>Cet outil simple t\\u2019indique ton rapport d’endettement. Il te permet de comparer ton revenu \\u00e0 tes d\\u00e9penses, un rapport qui affecte ta cote de cr\\u00e9dit .\u003C\\/p>\\n\u003Cp>Es-tu curieux de conna\\u00eetre ton rapport dette-revenu ? D\\u00e9place les curseurs pour refl\\u00e9ter tes donn\\u00e9es personnelles. 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La bonne nouvelle, c'est que tu n\\u2019es pas seul ; nous sommes l\\u00e0 pour t\\u2019aider \\u00e0 te remettre sur la bonne voie.\",\"debtIncomeHighPercentageCta\":{\"title\":\"R\\u00e9servez votre consultation GRATUITE\",\"url\":\"#consultation-form\",\"target\":\"\"}},{\"fieldGroupName\":\"Accordion\",\"heading\":\"\",\"type\":\"manual\",\"accordion\":[{\"title\":\"Moins de 36 % : qu\\u2019est-ce que \\u00e7a veut dire ?\",\"content\":\"\u003Cp>Votre niveau d\\u2019endettement est raisonnable par rapport \\u00e0 votre revenu. C’est bon pour votre cote de cr\\u00e9dit et votre sant\\u00e9 financi\\u00e8re. Consultez notre blogue pour des conseils sur la gestion du budget et l’\\u00e9pargne .\u003C\\/p>\\n\"},{\"title\":\"36% \\u00e0 49% : qu'est-ce que \\u00e7a veut dire ?\",\"content\":\"\u003Cp>Ce rapport est acceptable, mais il indique \\u00e9galement que vous n\\u2019\\u00eates pas loin d’un niveau \\u00e9lev\\u00e9 d\\u2019endettement. Votre cote de cr\\u00e9dit pourrait en \\u00eatre affect\\u00e9e et il vous serait plus difficile d’obtenir un pr\\u00eat ou une hypoth\\u00e8que.\u003Cbr \\/>\\n\u003Ca href=\\\"\\/fr\\/reserver-une-consultation\\/\\\">Nous sommes l\\u00e0 pour vous aider !\u003C\\/a>\u003C\\/p>\\n\"},{\"title\":\"Plus de 50 % - qu'est-ce que \\u00e7a veut dire ?\",\"content\":\"\u003Cp>Un rapport dette-revenu sup\\u00e9rieur \\u00e0 50 % est \\u00e9lev\\u00e9 et peut avoir un impact sur votre sant\\u00e9 financi\\u00e8re et votre capacit\\u00e9 d’emprunter. 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Mais comment savoir si vous êtes trop endetté ?","bg-gold-lightest",[],{"fieldGroupName":34,"introduction":35,"anchorId":43,"customizeCalculator":44,"incomeLabel":45,"incomeTooltip":46,"debt1Label":47,"debt1Tooltip":48,"debt2Label":49,"debt2Tooltip":50,"debt3Label":51,"debt3Tooltip":52,"debt4Label":53,"debt4Tooltip":54,"resultsAreaTitle":55,"debtIncomeLowPercentageText":56,"debtIncomeLowPercentageCta":57,"debtIncomeMidPercentageText":60,"debtIncomeMidPercentageCta":61,"debtIncomeHighPercentageText":64,"debtIncomeHighPercentageCta":65},"DebtToIncomeCalculator",{"heading":36,"headingLevel":37,"text":38,"button":39},"Découvre si ton endettement est équilibré par rapport à tes revenus.","h2","\u003Cp>Cet outil simple t’indique ton rapport d’endettement. Il te permet de comparer ton revenu à tes dépenses, un rapport qui affecte ta cote de crédit .\u003C/p>\n\u003Cp>Es-tu curieux de connaître ton rapport dette-revenu ? Déplace les curseurs pour refléter tes données personnelles. Le résultat n’est qu’un exemple, et ton véritable rapport peut varier en fonction de tes finances.\u003C/p>\n",{"title":40,"url":41,"target":42},"Tu ne sais pas quelles sont tes options ?","/fr/calculatrice-paiements","","dti-block",true,"Revenu mensuel après impôts","C’est le montant que tu mets dans ta poche moins les impôts, qui peut inclure ton revenu individuel ou le revenu total de ton ménage, tels que les salaires, les pensions ou les prestations gouvernementales.","Loyer mensuel/hypothèque","C’est le montant que tu paies chaque mois pour ton loyer ou ton hypothèque, sans compter les services publics (tels que le gaz, l’eau, etc.).","Paiement mensuel de voiture","C’est le montant que tu paies chaque mois pour ta voiture. Cette somme ne comprend pas l'assurance automobile.","Paiements mensuels minimums par carte de crédit","C’est le paiement total effectué chaque mois sur toutes tes cartes de crédit.","Paiements mensuels pour d'autres dettes","C’est le paiement mensuel total pour d’autres dettes non garanties, telles que les prêts sur salaire, les prêts étudiants, les prêts en espèces, etc.","Ton rapport dette-revenu","Félicitations ! Ton rapport dette-revenu est excellent, alors continues comme ça. Besoin de nouveaux conseils ou tu souhaites simplement améliorer ta gestion financière ? Tu es au bon endroit !",{"title":58,"url":59,"target":42},"En savoir plus sur les budgets","/fr/categorie/faire-un-budget-economiser-et-gagner-de-largent","Compte tenu de ton rapport dette-revenu actuel, ce serait une bonne idée de consulter un conseiller financier pour maîtriser la situation. Nous sommes là pour t’aider ; parlons-en !",{"title":62,"url":63,"target":42},"Tu peux consulter nos experts en dette dès aujourd'hui","#consultation-form","Ton rapport dette-revenu est trop élevé, et nous te recommandons d'explorer les options possibles pour le réduire. La bonne nouvelle, c'est que tu n’es pas seul ; nous sommes là pour t’aider à te remettre sur la bonne voie.",{"title":66,"url":63,"target":42},"Réservez votre consultation GRATUITE",{"fieldGroupName":68,"heading":42,"type":69,"accordion":70,"faqs":8,"outro":80,"button":81,"anchorId":84,"padding":85,"margin":87,"width":88},"Accordion","manual",[71,74,77],{"title":72,"content":73},"Moins de 36 % : qu’est-ce que ça veut dire ?","\u003Cp>Votre niveau d’endettement est raisonnable par rapport à votre revenu. C’est bon pour votre cote de crédit et votre santé financière. Consultez notre blogue pour des conseils sur la gestion du budget et l’épargne .\u003C/p>\n",{"title":75,"content":76},"36% à 49% : qu'est-ce que ça veut dire ?","\u003Cp>Ce rapport est acceptable, mais il indique également que vous n’êtes pas loin d’un niveau élevé d’endettement. Votre cote de crédit pourrait en être affectée et il vous serait plus difficile d’obtenir un prêt ou une hypothèque.\u003Cbr />\n\u003Ca href=\"/fr/reserver-une-consultation/\">Nous sommes là pour vous aider !\u003C/a>\u003C/p>\n",{"title":78,"content":79},"Plus de 50 % - qu'est-ce que ça veut dire ?","\u003Cp>Un rapport dette-revenu supérieur à 50 % est élevé et peut avoir un impact sur votre santé financière et votre capacité d’emprunter. 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