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si vous avez besoin d\\u2019aide\",\"badgeNumber\":\"\",\"heading\":\"Quatre signes que votre dette est trop lourde\",\"text\":\"\u003Cp>Les Canadiens et Canadiennes s’endettent pour de nombreuses bonnes raisons, que ce soit l’achat d’une maison ou les frais de scolarit\\u00e9. Mais lorsque vos dettes sont trop lourdes, certains signes indiquent qu’il est temps de demander de l’aide.\u003C\\/p>\\n\",\"button\":\"\",\"anchorId\":\"debt-help\",\"backgroundColor\":\"bg-white\",\"imageContainer\":\"contained\",\"imageSize\":\"4\\/12\",\"layout\":{\"desktop\":\"imageContent\",\"mobile\":\"contentImage\"},\"textAlignment\":{\"desktop\":\"left\",\"mobile\":\"center\"},\"bodyTextSize\":\"base\",\"showArrowBelow\":false,\"spacing\":[],\"buttonStyling\":\"light\"},{\"fieldGroupName\":\"IconGrid\",\"supertitle\":\"\",\"heading\":\"\",\"introText\":\"\",\"icons\":[{\"icon\":{\"iD\":4939,\"id\":4939,\"title\":\"icons8-donate\",\"filename\":\"icons8-donate.svg\",\"filesize\":2866,\"url\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\",\"link\":\"\\/fr\\/conseil-en-dette\\/icons8-donate-2\\/\",\"alt\":\"\",\"author\":\"6\",\"description\":\"\",\"caption\":\"\",\"name\":\"icons8-donate-2\",\"status\":\"inherit\",\"uploadedTo\":5641,\"date\":\"2024-06-24 14:59:51\",\"modified\":\"2025-09-09 11:25:40\",\"menuOrder\":0,\"mimeType\":\"image\\/svg+xml\",\"type\":\"image\",\"subtype\":\"svg+xml\",\"icon\":\"\\/wp-includes\\/images\\/media\\/default.png\",\"width\":96,\"height\":96,\"sizes\":{\"thumbnail\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\",\"thumbnail-width\":150,\"thumbnail-height\":150,\"medium\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\",\"medium-width\":300,\"medium-height\":300,\"mediumLarge\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\",\"mediumLarge-width\":768,\"mediumLarge-height\":768,\"large\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\",\"large-width\":1024,\"large-height\":1024,\"1536x1536\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\",\"1536x1536-width\":96,\"1536x1536-height\":96,\"2048x2048\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\",\"2048x2048-width\":96,\"2048x2048-height\":96,\"gform-image-choice-sm\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\",\"gform-image-choice-sm-width\":96,\"gform-image-choice-sm-height\":96,\"gform-image-choice-md\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\",\"gform-image-choice-md-width\":96,\"gform-image-choice-md-height\":96,\"gform-image-choice-lg\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\",\"gform-image-choice-lg-width\":96,\"gform-image-choice-lg-height\":96},\"relativeUrl\":\"\\/wp-content\\/uploads\\/2024\\/06\\/icons8-donate.svg\"},\"heading\":\"\",\"text\":\"Vous manquez des paiements, ou vous ne payez que le minimum\"},{\"icon\":{\"iD\":4945,\"id\":4945,\"title\":\"icons8-card-exchange\",\"filename\":\"icons8-card-exchange.svg\",\"filesize\":1898,\"url\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-exchange.svg\",\"link\":\"\\/fr\\/conseil-en-dette\\/icons8-card-exchange-2\\/\",\"alt\":\"\",\"author\":\"6\",\"description\":\"\",\"caption\":\"\",\"name\":\"icons8-card-exchange-2\",\"status\":\"inherit\",\"uploadedTo\":5641,\"date\":\"2024-06-24 14:59:56\",\"modified\":\"2025-09-09 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vous servez d\\u2019une carte de cr\\u00e9dit pour en rembourser une autre\"},{\"icon\":{\"iD\":4941,\"id\":4941,\"title\":\"icons8-card-payment\",\"filename\":\"icons8-card-payment.svg\",\"filesize\":2524,\"url\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\",\"link\":\"\\/fr\\/ce-quil-faut-savoir\\/icons8-card-payment-2\\/\",\"alt\":\"\",\"author\":\"6\",\"description\":\"\",\"caption\":\"\",\"name\":\"icons8-card-payment-2\",\"status\":\"inherit\",\"uploadedTo\":5607,\"date\":\"2024-06-24 14:59:53\",\"modified\":\"2025-09-09 11:25:40\",\"menuOrder\":0,\"mimeType\":\"image\\/svg+xml\",\"type\":\"image\",\"subtype\":\"svg+xml\",\"icon\":\"\\/wp-includes\\/images\\/media\\/default.png\",\"width\":96,\"height\":96,\"sizes\":{\"thumbnail\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\",\"thumbnail-width\":150,\"thumbnail-height\":150,\"medium\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\",\"medium-width\":300,\"medium-height\":300,\"mediumLarge\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\",\"mediumLarge-width\":768,\"mediumLarge-height\":768,\"large\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\",\"large-width\":1024,\"large-height\":1024,\"1536x1536\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\",\"1536x1536-width\":96,\"1536x1536-height\":96,\"2048x2048\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\",\"2048x2048-width\":96,\"2048x2048-height\":96,\"gform-image-choice-sm\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\",\"gform-image-choice-sm-width\":96,\"gform-image-choice-sm-height\":96,\"gform-image-choice-md\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\",\"gform-image-choice-md-width\":96,\"gform-image-choice-md-height\":96,\"gform-image-choice-lg\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\",\"gform-image-choice-lg-width\":96,\"gform-image-choice-lg-height\":96},\"relativeUrl\":\"\\/wp-content\\/uploads\\/2024\\/06\\/icons8-card-payment.svg\"},\"heading\":\"\",\"text\":\"Vous payez vos d\\u00e9penses essentielles par carte de cr\\u00e9dit\"},{\"icon\":{\"iD\":4957,\"id\":4957,\"title\":\"icons8-money-box\",\"filename\":\"icons8-money-box.svg\",\"filesize\":2898,\"url\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\",\"link\":\"\\/fr\\/ce-quil-faut-savoir\\/icons8-money-box-2\\/\",\"alt\":\"\",\"author\":\"6\",\"description\":\"\",\"caption\":\"\",\"name\":\"icons8-money-box-2\",\"status\":\"inherit\",\"uploadedTo\":5607,\"date\":\"2024-06-24 15:00:16\",\"modified\":\"2025-09-09 11:25:40\",\"menuOrder\":0,\"mimeType\":\"image\\/svg+xml\",\"type\":\"image\",\"subtype\":\"svg+xml\",\"icon\":\"\\/wp-includes\\/images\\/media\\/default.png\",\"width\":96,\"height\":96,\"sizes\":{\"thumbnail\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\",\"thumbnail-width\":150,\"thumbnail-height\":150,\"medium\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\",\"medium-width\":300,\"medium-height\":300,\"mediumLarge\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\",\"mediumLarge-width\":768,\"mediumLarge-height\":768,\"large\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\",\"large-width\":1024,\"large-height\":1024,\"1536x1536\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\",\"1536x1536-width\":96,\"1536x1536-height\":96,\"2048x2048\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\",\"2048x2048-width\":96,\"2048x2048-height\":96,\"gform-image-choice-sm\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\",\"gform-image-choice-sm-width\":96,\"gform-image-choice-sm-height\":96,\"gform-image-choice-md\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\",\"gform-image-choice-md-width\":96,\"gform-image-choice-md-height\":96,\"gform-image-choice-lg\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\",\"gform-image-choice-lg-width\":96,\"gform-image-choice-lg-height\":96},\"relativeUrl\":\"\\/wp-content\\/uploads\\/2024\\/06\\/icons8-money-box.svg\"},\"heading\":\"\",\"text\":\"Vous n\\u2019avez pas d\\u2019\\u00e9conomies pour les situations impr\\u00e9vues\"}],\"outroText\":\"\u003Cp>Il peut \\u00eatre p\\u00e9nible de parler des dettes, mais nous vous proposons une consultation gratuite, sans engagement et confidentielle. Besoin d’aide pour r\\u00e9gler vos dettes ? \u003Ca href=\\\"\\/fr\\/calculatrice-dette-revenu\\/\\\">Consultez notre calculatrice.\u003C\\/a>\u003C\\/p>\\n\",\"button\":{\"title\":\"R\\u00e9servez votre consultation GRATUITE\",\"url\":\"\\/fr\\/reserver-une-consultation\",\"target\":\"\"},\"anchorId\":\"\",\"backgroundColor\":\"bg-white\",\"padding\":[],\"iconSize\":\"96\",\"iconAlignment\":\"middle\"},{\"fieldGroupName\":\"TextEditor\",\"supertitle\":\"Apprendre les notions de base\",\"heading\":\"Comprendre le sens de la dette\",\"textAlignment\":\"center\",\"wysiwygEditor\":\"\u003Cp style=\\\"text-align: left;\\\">La sensation de ne pouvoir contr\\u00f4ler votre dette et vos factures peut sembler comme un probl\\u00e8me sans solution. Vous pouvez r\\u00e9duire votre stress en apprenant comment vous lib\\u00e9rer de vos dettes.\u003C\\/p>\\n\",\"anchorId\":\"basics\",\"padding\":[\"top-padding\"],\"width\":\"8\\/12\",\"backgroundColor\":\"bg-white\",\"border\":false},{\"fieldGroupName\":\"Accordion\",\"heading\":\"\",\"type\":\"manual\",\"accordion\":[{\"title\":\"Les notions de base\",\"content\":\"\u003Cp>Une dette, c’est quand vous devez de l\\u2019argent \\u00e0 quelqu’un, comme une banque ou une soci\\u00e9t\\u00e9 de cartes de cr\\u00e9dit. Elle peut provenir de gestes habituels, comme payer l\\u2019\\u00e9picerie avec votre carte de cr\\u00e9dit, ou de plus grosses d\\u00e9penses, comme les frais de scolarit\\u00e9 ou l’achat d’une maison.\u003C\\/p>\\n\u003Cp>Il y a diff\\u00e9rents types de dettes. Certaines peuvent \\u00eatre utiles \\u00e0 long terme, comme les pr\\u00eats \\u00e9tudiants qui vous aident \\u00e0 trouver un meilleur emploi plus tard. D’autres, comme la dette de carte de cr\\u00e9dit r\\u00e9sultant d’achats excessifs dont vous n\\u2019avez vraiment pas besoin, peuvent causer des probl\\u00e8mes.\u003C\\/p>\\n\u003Cp>Mais parfois, des circonstances ind\\u00e9pendantes de votre volont\\u00e9 peuvent vous plonger dans la dette. La hausse des co\\u00fbts, les taux d’int\\u00e9r\\u00eat, la perte d’un emploi ou la maladie d’un proche peuvent rendre la situation difficile \\u00e0 g\\u00e9rer. C’est dans ces cas que nous sommes l\\u00e0 pour vous aider.\u003C\\/p>\\n\u003Cp>\u003Ca href=\\\"\\/fr\\/lexique\\/\\\">\u003Cstrong>Comprendre la terminologie\u003C\\/strong>\u003C\\/a>\u003C\\/p>\\n\u003Cp>\u003Cstrong>\u003Ca href=\\\"\\/fr\\/trois-verites\\/\\\">Trois v\\u00e9rit\\u00e9s sur la dette\u003C\\/a>\u003C\\/strong>\u003C\\/p>\\n\"},{\"title\":\"Pourquoi choisir un syndic autoris\\u00e9 en insolvabilit\\u00e9 (SAI)?\",\"content\":\"\u003Cp>Les SAI sont les seuls experts au Canada autoris\\u00e9s \\u00e0 aider \\u00e0 r\\u00e9duire ou \\u00e0 \\u00e9liminer une dette par le biais d\\u2019une proposition de consommateur ou d\\u2019une faillite.\u003C\\/p>\\n\u003Cp>\u003Ca href=\\\"\\/fr\\/syndic-autorise-insolvabilite\\/\\\">\u003Cb>Qu\\u2019est-ce qu\\u2019un SAI peut faire ?\u003C\\/b>\u003C\\/a>\u003C\\/p>\\n\"}],\"faqs\":null,\"outro\":\"\",\"button\":\"\",\"anchorId\":\"basics\",\"padding\":[],\"margin\":[],\"width\":\"8\\/12\"},{\"fieldGroupName\":\"TextEditor\",\"supertitle\":\"Explorez vos options\",\"heading\":\"Des solutions d'endettement qui fonctionnent pour vous\",\"textAlignment\":\"center\",\"wysiwygEditor\":\"\u003Cp style=\\\"text-align: left;\\\">Nous vous proposons des solutions personnalis\\u00e9es qui peuvent r\\u00e9duire votre stress et vous lib\\u00e9rer de vos dettes plus rapidement.\u003C\\/p>\\n\u003Ch3>Quelle est la meilleure solution pour vous ?\u003C\\/h3>\\n\u003Cp>Vous n\\u2019en avez peut-\\u00eatre pas entendu parler, mais une proposition de consommateur pourrait \\u00eatre l\\u2019une des meilleures options pour r\\u00e9duire votre dette jusqu\\u2019\\u00e0 80 %.\u003C\\/p>\\n\u003Ch3>Savez-vous comment vous lib\\u00e9rer de vos dettes ?\u003C\\/h3>\\n\u003Cp>Il y a de nombreuses fa\\u00e7ons de se d\\u00e9sendetter. La question est de savoir laquelle vous convient le mieux.\u003C\\/p>\\n\",\"anchorId\":\"options\",\"padding\":[\"top-padding\",\"bottom-padding\"],\"width\":\"8\\/12\",\"backgroundColor\":\"bg-gold-lightest\",\"border\":false},{\"fieldGroupName\":\"DebtPaymentCalculator\",\"introduction\":{\"heading\":\"Explorez tes options d'all\\u00e8gement de la dette gr\\u00e2ce \\u00e0 notre calculatrice facile \\u00e0 utiliser\",\"headingLevel\":\"h2\",\"text\":\"\u003Cp>Servez-vous de notre calculatrice pour d\\u00e9couvrir ce que vous pourriez \\u00e9conomiser en choisissant diff\\u00e9rentes options d’all\\u00e8gement de dettes. D\\u00e9couvrez facilement la solution la mieux adapt\\u00e9e \\u00e0 votre situation.\u003C\\/p>\\n\",\"button\":{\"title\":\"D\\u00e9couvrez la bonne option d'all\\u00e8gement de la dette\",\"url\":\"\\/fr\\/allegement-dette\",\"target\":\"\"}},\"anchorId\":\"\",\"backgroundColor\":\"bg-gold-lightest\",\"padding\":[\"bottom-padding\"]},{\"fieldGroupName\":\"GlobalBlock\",\"globalBlock\":5392,\"anchorId\":\"first-step\",\"flexBlocks\":[{\"fieldGroupName\":\"Steps\",\"introduction\":{\"supertitle\":\"Faites le premier pas\",\"heading\":\"R\\u00e9servez votre consultation gratuite, confidentielle et sans engagement et \\u200b\\u200bnous nous occuperons du reste\",\"button\":{\"title\":\"R\\u00e9servez votre consultation GRATUITE\",\"url\":\"\\/fr\\/reserver-une-consultation\",\"target\":\"\"}},\"steps\":[{\"icon\":{\"iD\":4938,\"id\":4938,\"title\":\"icons8-connected-people\",\"filename\":\"icons8-connected-people.svg\",\"filesize\":2023,\"url\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\",\"link\":\"\\/fr\\/?attachment_id=4938\",\"alt\":\"\",\"author\":\"6\",\"description\":\"\",\"caption\":\"\",\"name\":\"icons8-connected-people-2\",\"status\":\"inherit\",\"uploadedTo\":348,\"date\":\"2024-06-24 14:59:50\",\"modified\":\"2024-06-24 14:59:50\",\"menuOrder\":0,\"mimeType\":\"image\\/svg+xml\",\"type\":\"image\",\"subtype\":\"svg+xml\",\"icon\":\"\\/wp-includes\\/images\\/media\\/default.png\",\"width\":96,\"height\":96,\"sizes\":{\"thumbnail\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\",\"thumbnail-width\":150,\"thumbnail-height\":150,\"medium\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\",\"medium-width\":300,\"medium-height\":300,\"mediumLarge\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\",\"mediumLarge-width\":768,\"mediumLarge-height\":768,\"large\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\",\"large-width\":1024,\"large-height\":1024,\"1536x1536\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\",\"1536x1536-width\":96,\"1536x1536-height\":96,\"2048x2048\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\",\"2048x2048-width\":96,\"2048x2048-height\":96,\"gform-image-choice-sm\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\",\"gform-image-choice-sm-width\":96,\"gform-image-choice-sm-height\":96,\"gform-image-choice-md\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\",\"gform-image-choice-md-width\":96,\"gform-image-choice-md-height\":96,\"gform-image-choice-lg\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\",\"gform-image-choice-lg-width\":96,\"gform-image-choice-lg-height\":96},\"relativeUrl\":\"\\/wp-content\\/uploads\\/2024\\/06\\/icons8-connected-people.svg\"},\"text\":\"Partagez votre histoire avec un de nos experts en dette\"},{\"icon\":{\"iD\":4936,\"id\":4936,\"title\":\"icons8-compare\",\"filename\":\"icons8-compare.svg\",\"filesize\":2280,\"url\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-compare.svg\",\"link\":\"\\/fr\\/?attachment_id=4936\",\"alt\":\"\",\"author\":\"6\",\"description\":\"\",\"caption\":\"\",\"name\":\"icons8-compare-2\",\"status\":\"inherit\",\"uploadedTo\":348,\"date\":\"2024-06-24 14:59:48\",\"modified\":\"2024-06-24 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ensemble vos options d\\u2019all\\u00e8gement de la dette\"},{\"icon\":{\"iD\":4949,\"id\":4949,\"title\":\"icons8-timeline\",\"filename\":\"icons8-timeline.svg\",\"filesize\":2591,\"url\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-timeline.svg\",\"link\":\"\\/fr\\/?attachment_id=4949\",\"alt\":\"\",\"author\":\"6\",\"description\":\"\",\"caption\":\"\",\"name\":\"icons8-timeline-2\",\"status\":\"inherit\",\"uploadedTo\":348,\"date\":\"2024-06-24 15:00:03\",\"modified\":\"2024-06-24 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un plan pour vous aider \\u00e0 reprendre le contr\\u00f4le de votre argent\"},{\"icon\":{\"iD\":5196,\"id\":5196,\"title\":\"icons8-low-price\",\"filename\":\"icons8-low-price.svg\",\"filesize\":1888,\"url\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\",\"link\":\"\\/fr\\/?attachment_id=5196\",\"alt\":\"\",\"author\":\"6\",\"description\":\"\",\"caption\":\"\",\"name\":\"icons8-low-price-2\",\"status\":\"inherit\",\"uploadedTo\":348,\"date\":\"2024-07-22 09:49:42\",\"modified\":\"2024-07-22 09:49:42\",\"menuOrder\":0,\"mimeType\":\"image\\/svg+xml\",\"type\":\"image\",\"subtype\":\"svg+xml\",\"icon\":\"\\/wp-includes\\/images\\/media\\/default.png\",\"width\":96,\"height\":96,\"sizes\":{\"thumbnail\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\",\"thumbnail-width\":150,\"thumbnail-height\":150,\"medium\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\",\"medium-width\":300,\"medium-height\":300,\"mediumLarge\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\",\"mediumLarge-width\":768,\"mediumLarge-height\":768,\"large\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\",\"large-width\":1024,\"large-height\":1024,\"1536x1536\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\",\"1536x1536-width\":96,\"1536x1536-height\":96,\"2048x2048\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\",\"2048x2048-width\":96,\"2048x2048-height\":96,\"gform-image-choice-sm\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\",\"gform-image-choice-sm-width\":96,\"gform-image-choice-sm-height\":96,\"gform-image-choice-md\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\",\"gform-image-choice-md-width\":96,\"gform-image-choice-md-height\":96,\"gform-image-choice-lg\":\"https:\\/\\/www.farber.ca\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\",\"gform-image-choice-lg-width\":96,\"gform-image-choice-lg-height\":96},\"relativeUrl\":\"\\/wp-content\\/uploads\\/2024\\/06\\/icons8-low-price.svg\"},\"text\":\"Commencez \\u00e0 r\\u00e9duire vos dettes et \\u00e0 soulager votre stress\"}],\"showArrows\":true,\"anchorId\":\"\"}]},{\"fieldGroupName\":\"TrustpilotReviewSlider\",\"anchorId\":\"\"},{\"fieldGroupName\":\"ArticleCards\",\"heading\":\"La v\\u00e9rit\\u00e9 sur la dette\",\"cards\":\"\",\"anchorId\":\"\"},{\"fieldGroupName\":\"FaqAccordion\",\"introduction\":{\"supertitle\":\"\",\"heading\":\"Foire \\u00e0 questions\",\"text\":\"D\\u00e9couvrez la r\\u00e9ponse aux questions les plus communes sur les solutions d\\u2019all\\u00e8gement de la dette, la terminologie de la dette, la budg\\u00e9tisation et plus encore.\"},\"type\":\"faq\",\"accordions\":false,\"faqs\":[{\"ID\":5489,\"post_author\":\"6\",\"post_date\":\"2024-06-14 08:56:06\",\"post_date_gmt\":\"2024-06-14 12:56:06\",\"post_content\":\"La plupart des gens ont des dettes, g\\u00e9n\\u00e9ralement sous forme d'hypoth\\u00e8que, de pr\\u00eat automobile ou de marge de cr\\u00e9dit. Mais comment savoir si elles sont trop \\u00e9lev\\u00e9es ? Voici quelques fa\\u00e7ons de savoir si vous avez trop de dettes.\\r\\n\u003Cul>\\r\\n \\t\u003Cli>Vous ne pouvez pas payer vos d\\u00e9penses mensuelles sans vous servir d\\u2019une carte\\/ligne de cr\\u00e9dit\u003C\\/li>\\r\\n \\t\u003Cli>Vous ne payez que le paiement minimum chaque mois\u003C\\/li>\\r\\n \\t\u003Cli>Vous devez emprunter davantage pour d\\u00e9frayer vos d\\u00e9penses mensuelles\u003C\\/li>\\r\\n \\t\u003Cli>Vous recevez des appels des cr\\u00e9anciers\u003C\\/li>\\r\\n \\t\u003Cli>Vous manquez des paiements\u003C\\/li>\\r\\n \\t\u003Cli>Vous ne savez pas au juste combien vous devez\u003C\\/li>\\r\\n \\t\u003Cli>Vous comptez souvent sur la protection contre les d\\u00e9couverts de votre compte bancaire\u003C\\/li>\\r\\n \\t\u003Cli>Vous vous sentez stress\\u00e9 ou inquiet au sujet de vos dettes\u003C\\/li>\\r\\n \\t\u003Cli>Vous cachez vos dettes ou vos d\\u00e9penses\u003C\\/li>\\r\\n\u003C\\/ul>\",\"post_title\":\"Comment savoir si vous \\u00eates trop endett\\u00e9 ?\",\"post_excerpt\":\"\",\"post_status\":\"publish\",\"comment_status\":\"closed\",\"ping_status\":\"closed\",\"post_password\":\"\",\"post_name\":\"how-do-you-know-if-you-have-too-much-debt\",\"to_ping\":\"\",\"pinged\":\"\",\"post_modified\":\"2025-12-01 14:58:11\",\"post_modified_gmt\":\"2025-12-01 19:58:11\",\"post_content_filtered\":\"\",\"post_parent\":0,\"guid\":\"https:\\/\\/hync25uo0rocs6jyee4xnsfbp.js.wpenginepowered.com\\/?faq=how-do-you-know-if-you-have-too-much-debt\",\"menu_order\":0,\"post_type\":\"faq\",\"post_mime_type\":\"\",\"comment_count\":\"0\",\"filter\":\"raw\"},{\"ID\":5488,\"post_author\":\"6\",\"post_date\":\"2024-06-14 09:44:30\",\"post_date_gmt\":\"2024-06-14 13:44:30\",\"post_content\":\"Un probl\\u00e8me d'endettement survient lorsque vous avez du mal \\u00e0 g\\u00e9rer vos dettes. Vous avez peut-\\u00eatre du mal \\u00e0 effectuer des paiements r\\u00e9guliers pour r\\u00e9gler vos factures, et le montant de vos dettes ne cesse d'augmenter.\\r\\n\\r\\nUn probl\\u00e8me budg\\u00e9taire survient lorsque vous avez du mal \\u00e0 \\u00e9tablir et \\u00e0 respecter un budget. Vous avez peut-\\u00eatre du mal \\u00e0 g\\u00e9rer votre revenu et vos d\\u00e9penses et \\u00e0 \\u00e9pargner.\",\"post_title\":\"Comment savoir si j\\u2019ai trop de dettes ou un d\\u00e9fi budg\\u00e9taire ?\",\"post_excerpt\":\"\",\"post_status\":\"publish\",\"comment_status\":\"closed\",\"ping_status\":\"closed\",\"post_password\":\"\",\"post_name\":\"how-do-i-know-if-i-have-a-debt-or-a-budget-challenge\",\"to_ping\":\"\",\"pinged\":\"\",\"post_modified\":\"2025-12-01 14:23:12\",\"post_modified_gmt\":\"2025-12-01 19:23:12\",\"post_content_filtered\":\"\",\"post_parent\":0,\"guid\":\"https:\\/\\/hync25uo0rocs6jyee4xnsfbp.js.wpenginepowered.com\\/?faq=how-do-i-know-if-i-have-a-debt-or-a-budget-challenge\",\"menu_order\":0,\"post_type\":\"faq\",\"post_mime_type\":\"\",\"comment_count\":\"0\",\"filter\":\"raw\"},{\"ID\":5485,\"post_author\":\"6\",\"post_date\":\"2024-06-14 09:45:11\",\"post_date_gmt\":\"2024-06-14 13:45:11\",\"post_content\":\"Les (\u003Ca href=\\\"\\/fr\\/syndic-autorise-insolvabilite\\/\\\">SAI\u003C\\/a>) sont les seuls experts au Canada autoris\\u00e9s \\u00e0 r\\u00e9duire ou \\u00e0 \\u00e9liminer les dettes dans le cadre d'une proposition de consommateur ou d'une faillite. En tant que SAI, nous aidons les gens qui ont des difficult\\u00e9s \\u00e0 rembourser leurs dettes en leur fournissant des conseils pratiques et en leur proposant des strat\\u00e9gies pour r\\u00e9duire leurs dettes.\\r\\n\\r\\nLes SAI sont r\\u00e9glement\\u00e9s par le Bureau du surintendant des faillites (BSF) , une division du gouvernement f\\u00e9d\\u00e9ral.\",\"post_title\":\"Qu'est-ce que c\\u2019est un syndic autoris\\u00e9 en insolvabilit\\u00e9? (SAI)\",\"post_excerpt\":\"\",\"post_status\":\"publish\",\"comment_status\":\"closed\",\"ping_status\":\"closed\",\"post_password\":\"\",\"post_name\":\"what-is-a-licensed-insolvency-trustee\",\"to_ping\":\"\",\"pinged\":\"\",\"post_modified\":\"2025-12-11 12:16:51\",\"post_modified_gmt\":\"2025-12-11 17:16:51\",\"post_content_filtered\":\"\",\"post_parent\":0,\"guid\":\"https:\\/\\/hync25uo0rocs6jyee4xnsfbp.js.wpenginepowered.com\\/?faq=what-is-a-licensed-insolvency-trustee\",\"menu_order\":0,\"post_type\":\"faq\",\"post_mime_type\":\"\",\"comment_count\":\"0\",\"filter\":\"raw\"},{\"ID\":5609,\"post_author\":\"6\",\"post_date\":\"2024-06-14 09:45:52\",\"post_date_gmt\":\"2024-06-14 13:45:52\",\"post_content\":\"Les appels des agences de recouvrement et des cr\\u00e9anciers peuvent \\u00eatre aga\\u00e7ants et m\\u00eame harcelants. Et ils n\\u2019abandonneront pas. Mais il y a des moyens de les g\\u00e9rer.\\r\\n\\r\\nLa fa\\u00e7on la plus rapide de mettre fin aux appels de recouvrement et de reprendre le cours normal de votre vie est de contacter un SAI. Si vous recevez des appels de recouvrement, vous \\u00eates probablement d\\u00e9j\\u00e0 aux prises avec des probl\\u00e8mes d'endettement. Les SAI sont les seuls professionnels au Canada autoris\\u00e9s \\u00e0 d\\u00e9poser des propositions de consommateur et des faillites. Ils offrent \\u00e9galement des conseils et de l'aide sur des options de gestion de l'endettement.\\r\\n\\r\\nPour en savoir plus, r\\u00e9servez d\\u00e8s aujourd'hui votre consultation gratuite, confidentielle et sans engagement avec un \u003Ca href=\\\"\\/fr\\/reserver-une-consultation\\/\\\">expert en dette de Farber.\u003C\\/a>\",\"post_title\":\"Comment est-ce que je peux emp\\u00eacher les cr\\u00e9anciers et les agences de recouvrement de m\\u2019appeler ?\",\"post_excerpt\":\"\",\"post_status\":\"publish\",\"comment_status\":\"closed\",\"ping_status\":\"closed\",\"post_password\":\"\",\"post_name\":\"how-do-i-stop-creditors-and-collection-agencies-from-calling\",\"to_ping\":\"\",\"pinged\":\"\",\"post_modified\":\"2025-12-10 07:56:18\",\"post_modified_gmt\":\"2025-12-10 12:56:18\",\"post_content_filtered\":\"\",\"post_parent\":0,\"guid\":\"https:\\/\\/hync25uo0rocs6jyee4xnsfbp.js.wpenginepowered.com\\/?faq=how-do-i-stop-creditors-and-collection-agencies-from-calling\",\"menu_order\":0,\"post_type\":\"faq\",\"post_mime_type\":\"\",\"comment_count\":\"0\",\"filter\":\"raw\"},{\"ID\":5487,\"post_author\":\"6\",\"post_date\":\"2024-06-14 09:46:08\",\"post_date_gmt\":\"2024-06-14 13:46:08\",\"post_content\":\"La situation financi\\u00e8re de chaque personne est diff\\u00e9rente. Voici quelques questions \\u00e0 poser au SAI lors de votre premi\\u00e8re consultation.\\r\\n\u003Cul>\\r\\n \\t\u003Cli>Quelle est la meilleure option d\\u2019all\\u00e8gement de dette dans ma situation ?\u003C\\/li>\\r\\n \\t\u003Cli>Quels sont les avantages et les inconv\\u00e9nients des autres options ?\u003C\\/li>\\r\\n \\t\u003Cli>Laquelle de mes dettes sera affect\\u00e9e ?\u003C\\/li>\\r\\n \\t\u003Cli>Combien cela va-t-il co\\u00fbter ?\u003C\\/li>\\r\\n \\t\u003Cli>Est-ce que d\\u2019autres membres de ma famille seront affect\\u00e9s par la solution sugg\\u00e9r\\u00e9e ?\u003C\\/li>\\r\\n \\t\u003Cli>Comment cela affectera-t-il ma cote de cr\\u00e9dit ?\u003C\\/li>\\r\\n \\t\u003Cli>Avec qui vais-je travailler tout au long du processus et \\u00e0 quelle fr\\u00e9quence ?\u003C\\/li>\\r\\n \\t\u003Cli>Pendant combien de temps vais-je suivre ma solution de d\\u00e9sendettement ?\u003C\\/li>\\r\\n \\t\u003Cli>Une fois que vous m\\u2019aurez aid\\u00e9 avec ma dette, est-ce la fin de notre collaboration ?\u003C\\/li>\\r\\n\u003C\\/ul>\",\"post_title\":\"Quelles sont les meilleures questions \\u00e0 poser lors de ma premi\\u00e8re consultation ?\",\"post_excerpt\":\"\",\"post_status\":\"publish\",\"comment_status\":\"closed\",\"ping_status\":\"closed\",\"post_password\":\"\",\"post_name\":\"what-questions-should-i-ask-during-my-first-consultation\",\"to_ping\":\"\",\"pinged\":\"\",\"post_modified\":\"2025-12-01 14:25:04\",\"post_modified_gmt\":\"2025-12-01 19:25:04\",\"post_content_filtered\":\"\",\"post_parent\":0,\"guid\":\"https:\\/\\/hync25uo0rocs6jyee4xnsfbp.js.wpenginepowered.com\\/?faq=what-questions-should-i-ask-during-my-first-consultation\",\"menu_order\":0,\"post_type\":\"faq\",\"post_mime_type\":\"\",\"comment_count\":\"0\",\"filter\":\"raw\"}],\"button\":{\"title\":\"Aller \\u00e0 la FAQ\",\"url\":\"\\/fr\\/faq\\/\",\"target\":\"\"},\"enableSeoSchema\":false,\"anchorId\":\"faqs\"}]",{"pageNavigation":13},"default",{"title":15,"fullHead":16,"metaRobotsNoindex":17,"metaRobotsNofollow":18},"Ce qu’il faut savoir : Solutions à la dette de Farber","\u003C!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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En fait, l’an dernier plus de 40 % des Canadiens et Canadiennes étaient endettés. Même si vos dettes semblent très lourdes, il existe des moyens de prendre un nouveau départ et d'améliorer votre relation avec l'argent.",{"iD":32,"id":32,"title":33,"filename":34,"filesize":35,"url":36,"link":37,"alt":38,"author":39,"description":38,"caption":38,"name":40,"status":41,"uploadedTo":42,"date":43,"modified":43,"menuOrder":44,"mimeType":45,"type":46,"subtype":47,"icon":48,"width":49,"height":50,"sizes":51,"relativeUrl":70},4933,"What you need to know (2)","What-you-need-to-know-2.png",590554,"https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-2.png","/fr/ce-quil-faut-savoir/what-you-need-to-know-2-2-2/","","6","what-you-need-to-know-2-2-2","inherit",5607,"2024-06-21 17:49:01",0,"image/png","image","png","/wp-includes/images/media/default.png",1920,1140,{"thumbnail":52,"thumbnail-width":53,"thumbnail-height":53,"medium":54,"medium-width":55,"medium-height":56,"mediumLarge":57,"mediumLarge-width":58,"mediumLarge-height":59,"large":60,"large-width":61,"large-height":62,"1536x1536":63,"1536x1536-width":64,"1536x1536-height":65,"2048x2048":36,"2048x2048-width":49,"2048x2048-height":50,"gform-image-choice-sm":36,"gform-image-choice-sm-width":55,"gform-image-choice-sm-height":56,"gform-image-choice-md":36,"gform-image-choice-md-width":66,"gform-image-choice-md-height":67,"gform-image-choice-lg":36,"gform-image-choice-lg-width":68,"gform-image-choice-lg-height":69},"https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-2-150x150.png",150,"https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-2-300x178.png",300,178,"https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-2-768x456.png",768,456,"https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-2-1024x608.png",1024,608,"https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-2-1536x912.png",1536,912,400,238,600,356,"/wp-content/uploads/2024/06/What-you-need-to-know-2.png","bg-gold-lightest",[],{"fieldGroupName":74,"heading":75,"anchors":76},"AnchorLinks","Sur cette page",[77,80,83,86],{"title":78,"anchorId":79},"Décider si vous avez besoin d’aide","debt-help",{"title":81,"anchorId":82},"Apprendre les notions de base","basics",{"title":84,"anchorId":85},"Explorer vos options","options",{"title":87,"anchorId":88},"Faire le premier pas","first-step",{"fieldGroupName":90,"image":91,"supertitleStyling":113,"supertitle":78,"badgeNumber":38,"heading":114,"text":115,"button":38,"anchorId":79,"backgroundColor":116,"imageContainer":117,"imageSize":118,"layout":119,"textAlignment":122,"bodyTextSize":125,"showArrowBelow":20,"spacing":126,"buttonStyling":127},"ImageTextBanner",{"iD":92,"id":92,"title":93,"filename":94,"filesize":95,"url":96,"link":97,"alt":38,"author":39,"description":38,"caption":38,"name":98,"status":41,"uploadedTo":42,"date":99,"modified":100,"menuOrder":44,"mimeType":45,"type":46,"subtype":47,"icon":48,"width":61,"height":101,"sizes":102,"relativeUrl":112},4934,"What you need to know (3)","What-you-need-to-know-3.png",197810,"https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-3.png","/fr/ce-quil-faut-savoir/what-you-need-to-know-3-2/","what-you-need-to-know-3-2","2024-06-21 17:49:33","2025-09-09 11:25:40",1074,{"thumbnail":103,"thumbnail-width":53,"thumbnail-height":53,"medium":104,"medium-width":105,"medium-height":55,"mediumLarge":106,"mediumLarge-width":58,"mediumLarge-height":107,"large":108,"large-width":109,"large-height":61,"1536x1536":96,"1536x1536-width":61,"1536x1536-height":101,"2048x2048":96,"2048x2048-width":61,"2048x2048-height":101,"gform-image-choice-sm":96,"gform-image-choice-sm-width":105,"gform-image-choice-sm-height":55,"gform-image-choice-md":96,"gform-image-choice-md-width":110,"gform-image-choice-md-height":66,"gform-image-choice-lg":96,"gform-image-choice-lg-width":111,"gform-image-choice-lg-height":68},"https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-3-150x150.png","https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-3-286x300.png",286,"https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-3-768x806.png",806,"https://www.farber.ca/wp-content/uploads/2024/06/What-you-need-to-know-3-976x1024.png",976,381,572,"/wp-content/uploads/2024/06/What-you-need-to-know-3.png","regular","Quatre signes que votre dette est trop lourde","\u003Cp>Les Canadiens et Canadiennes s’endettent pour de nombreuses bonnes raisons, que ce soit l’achat d’une maison ou les frais de scolarité. Mais lorsque vos dettes sont trop lourdes, certains signes indiquent qu’il est temps de demander de l’aide.\u003C/p>\n","bg-white","contained","4/12",{"desktop":120,"mobile":121},"imageContent","contentImage",{"desktop":123,"mobile":124},"left","center","base",[],"light",{"fieldGroupName":129,"supertitle":38,"heading":38,"introText":38,"icons":130,"outroText":187,"button":188,"anchorId":38,"backgroundColor":116,"padding":191,"iconSize":192,"iconAlignment":193},"IconGrid",[131,148,161,174],{"icon":132,"heading":38,"text":147},{"iD":133,"id":133,"title":134,"filename":135,"filesize":136,"url":137,"link":138,"alt":38,"author":39,"description":38,"caption":38,"name":139,"status":41,"uploadedTo":140,"date":141,"modified":100,"menuOrder":44,"mimeType":142,"type":46,"subtype":143,"icon":48,"width":144,"height":144,"sizes":145,"relativeUrl":146},4939,"icons8-donate","icons8-donate.svg",2866,"https://www.farber.ca/wp-content/uploads/2024/06/icons8-donate.svg","/fr/conseil-en-dette/icons8-donate-2/","icons8-donate-2",5641,"2024-06-24 14:59:51","image/svg+xml","svg+xml",96,{"thumbnail":137,"thumbnail-width":53,"thumbnail-height":53,"medium":137,"medium-width":55,"medium-height":55,"mediumLarge":137,"mediumLarge-width":58,"mediumLarge-height":58,"large":137,"large-width":61,"large-height":61,"1536x1536":137,"1536x1536-width":144,"1536x1536-height":144,"2048x2048":137,"2048x2048-width":144,"2048x2048-height":144,"gform-image-choice-sm":137,"gform-image-choice-sm-width":144,"gform-image-choice-sm-height":144,"gform-image-choice-md":137,"gform-image-choice-md-width":144,"gform-image-choice-md-height":144,"gform-image-choice-lg":137,"gform-image-choice-lg-width":144,"gform-image-choice-lg-height":144},"/wp-content/uploads/2024/06/icons8-donate.svg","Vous manquez des paiements, ou vous ne payez que le minimum",{"icon":149,"heading":38,"text":160},{"iD":150,"id":150,"title":151,"filename":152,"filesize":153,"url":154,"link":155,"alt":38,"author":39,"description":38,"caption":38,"name":156,"status":41,"uploadedTo":140,"date":157,"modified":100,"menuOrder":44,"mimeType":142,"type":46,"subtype":143,"icon":48,"width":144,"height":144,"sizes":158,"relativeUrl":159},4945,"icons8-card-exchange","icons8-card-exchange.svg",1898,"https://www.farber.ca/wp-content/uploads/2024/06/icons8-card-exchange.svg","/fr/conseil-en-dette/icons8-card-exchange-2/","icons8-card-exchange-2","2024-06-24 14:59:56",{"thumbnail":154,"thumbnail-width":53,"thumbnail-height":53,"medium":154,"medium-width":55,"medium-height":55,"mediumLarge":154,"mediumLarge-width":58,"mediumLarge-height":58,"large":154,"large-width":61,"large-height":61,"1536x1536":154,"1536x1536-width":144,"1536x1536-height":144,"2048x2048":154,"2048x2048-width":144,"2048x2048-height":144,"gform-image-choice-sm":154,"gform-image-choice-sm-width":144,"gform-image-choice-sm-height":144,"gform-image-choice-md":154,"gform-image-choice-md-width":144,"gform-image-choice-md-height":144,"gform-image-choice-lg":154,"gform-image-choice-lg-width":144,"gform-image-choice-lg-height":144},"/wp-content/uploads/2024/06/icons8-card-exchange.svg","Vous vous servez d’une carte de crédit pour en rembourser une autre",{"icon":162,"heading":38,"text":173},{"iD":163,"id":163,"title":164,"filename":165,"filesize":166,"url":167,"link":168,"alt":38,"author":39,"description":38,"caption":38,"name":169,"status":41,"uploadedTo":42,"date":170,"modified":100,"menuOrder":44,"mimeType":142,"type":46,"subtype":143,"icon":48,"width":144,"height":144,"sizes":171,"relativeUrl":172},4941,"icons8-card-payment","icons8-card-payment.svg",2524,"https://www.farber.ca/wp-content/uploads/2024/06/icons8-card-payment.svg","/fr/ce-quil-faut-savoir/icons8-card-payment-2/","icons8-card-payment-2","2024-06-24 14:59:53",{"thumbnail":167,"thumbnail-width":53,"thumbnail-height":53,"medium":167,"medium-width":55,"medium-height":55,"mediumLarge":167,"mediumLarge-width":58,"mediumLarge-height":58,"large":167,"large-width":61,"large-height":61,"1536x1536":167,"1536x1536-width":144,"1536x1536-height":144,"2048x2048":167,"2048x2048-width":144,"2048x2048-height":144,"gform-image-choice-sm":167,"gform-image-choice-sm-width":144,"gform-image-choice-sm-height":144,"gform-image-choice-md":167,"gform-image-choice-md-width":144,"gform-image-choice-md-height":144,"gform-image-choice-lg":167,"gform-image-choice-lg-width":144,"gform-image-choice-lg-height":144},"/wp-content/uploads/2024/06/icons8-card-payment.svg","Vous payez vos dépenses essentielles par carte de crédit",{"icon":175,"heading":38,"text":186},{"iD":176,"id":176,"title":177,"filename":178,"filesize":179,"url":180,"link":181,"alt":38,"author":39,"description":38,"caption":38,"name":182,"status":41,"uploadedTo":42,"date":183,"modified":100,"menuOrder":44,"mimeType":142,"type":46,"subtype":143,"icon":48,"width":144,"height":144,"sizes":184,"relativeUrl":185},4957,"icons8-money-box","icons8-money-box.svg",2898,"https://www.farber.ca/wp-content/uploads/2024/06/icons8-money-box.svg","/fr/ce-quil-faut-savoir/icons8-money-box-2/","icons8-money-box-2","2024-06-24 15:00:16",{"thumbnail":180,"thumbnail-width":53,"thumbnail-height":53,"medium":180,"medium-width":55,"medium-height":55,"mediumLarge":180,"mediumLarge-width":58,"mediumLarge-height":58,"large":180,"large-width":61,"large-height":61,"1536x1536":180,"1536x1536-width":144,"1536x1536-height":144,"2048x2048":180,"2048x2048-width":144,"2048x2048-height":144,"gform-image-choice-sm":180,"gform-image-choice-sm-width":144,"gform-image-choice-sm-height":144,"gform-image-choice-md":180,"gform-image-choice-md-width":144,"gform-image-choice-md-height":144,"gform-image-choice-lg":180,"gform-image-choice-lg-width":144,"gform-image-choice-lg-height":144},"/wp-content/uploads/2024/06/icons8-money-box.svg","Vous n’avez pas d’économies pour les situations imprévues","\u003Cp>Il peut être pénible de parler des dettes, mais nous vous proposons une consultation gratuite, sans engagement et confidentielle. Besoin d’aide pour régler vos dettes ? \u003Ca href=\"/fr/calculatrice-dette-revenu/\">Consultez notre calculatrice.\u003C/a>\u003C/p>\n",{"title":189,"url":190,"target":38},"Réservez votre consultation GRATUITE","/fr/reserver-une-consultation",[],"96","middle",{"fieldGroupName":195,"supertitle":81,"heading":196,"textAlignment":124,"wysiwygEditor":197,"anchorId":82,"padding":198,"width":200,"backgroundColor":116,"border":20},"TextEditor","Comprendre le sens de la dette","\u003Cp style=\"text-align: left;\">La sensation de ne pouvoir contrôler votre dette et vos factures peut sembler comme un problème sans solution. Vous pouvez réduire votre stress en apprenant comment vous libérer de vos dettes.\u003C/p>\n",[199],"top-padding","8/12",{"fieldGroupName":202,"heading":38,"type":203,"accordion":204,"faqs":8,"outro":38,"button":38,"anchorId":82,"padding":211,"margin":212,"width":200},"Accordion","manual",[205,208],{"title":206,"content":207},"Les notions de base","\u003Cp>Une dette, c’est quand vous devez de l’argent à quelqu’un, comme une banque ou une société de cartes de crédit. Elle peut provenir de gestes habituels, comme payer l’épicerie avec votre carte de crédit, ou de plus grosses dépenses, comme les frais de scolarité ou l’achat d’une maison.\u003C/p>\n\u003Cp>Il y a différents types de dettes. Certaines peuvent être utiles à long terme, comme les prêts étudiants qui vous aident à trouver un meilleur emploi plus tard. D’autres, comme la dette de carte de crédit résultant d’achats excessifs dont vous n’avez vraiment pas besoin, peuvent causer des problèmes.\u003C/p>\n\u003Cp>Mais parfois, des circonstances indépendantes de votre volonté peuvent vous plonger dans la dette. La hausse des coûts, les taux d’intérêt, la perte d’un emploi ou la maladie d’un proche peuvent rendre la situation difficile à gérer. C’est dans ces cas que nous sommes là pour vous aider.\u003C/p>\n\u003Cp>\u003Ca href=\"/fr/lexique/\">\u003Cstrong>Comprendre la terminologie\u003C/strong>\u003C/a>\u003C/p>\n\u003Cp>\u003Cstrong>\u003Ca href=\"/fr/trois-verites/\">Trois vérités sur la dette\u003C/a>\u003C/strong>\u003C/p>\n",{"title":209,"content":210},"Pourquoi choisir un syndic autorisé en insolvabilité (SAI)?","\u003Cp>Les SAI sont les seuls experts au Canada autorisés à aider à réduire ou à éliminer une dette par le biais d’une proposition de consommateur ou d’une faillite.\u003C/p>\n\u003Cp>\u003Ca href=\"/fr/syndic-autorise-insolvabilite/\">\u003Cb>Qu’est-ce qu’un SAI peut faire ?\u003C/b>\u003C/a>\u003C/p>\n",[],[],{"fieldGroupName":195,"supertitle":214,"heading":215,"textAlignment":124,"wysiwygEditor":216,"anchorId":85,"padding":217,"width":200,"backgroundColor":71,"border":20},"Explorez vos options","Des solutions d'endettement qui fonctionnent pour vous","\u003Cp style=\"text-align: left;\">Nous vous proposons des solutions personnalisées qui peuvent réduire votre stress et vous libérer de vos dettes plus rapidement.\u003C/p>\n\u003Ch3>Quelle est la meilleure solution pour vous ?\u003C/h3>\n\u003Cp>Vous n’en avez peut-être pas entendu parler, mais une proposition de consommateur pourrait être l’une des meilleures options pour réduire votre dette jusqu’à 80 %.\u003C/p>\n\u003Ch3>Savez-vous comment vous libérer de vos dettes ?\u003C/h3>\n\u003Cp>Il y a de nombreuses façons de se désendetter. La question est de savoir laquelle vous convient le mieux.\u003C/p>\n",[199,218],"bottom-padding",{"fieldGroupName":220,"introduction":221,"anchorId":38,"backgroundColor":71,"padding":228},"DebtPaymentCalculator",{"heading":222,"headingLevel":223,"text":224,"button":225},"Explorez tes options d'allègement de la dette grâce à notre calculatrice facile à utiliser","h2","\u003Cp>Servez-vous de notre calculatrice pour découvrir ce que vous pourriez économiser en choisissant différentes options d’allègement de dettes. Découvrez facilement la solution la mieux adaptée à votre situation.\u003C/p>\n",{"title":226,"url":227,"target":38},"Découvrez la bonne option d'allègement de la dette","/fr/allegement-dette",[218],{"fieldGroupName":230,"globalBlock":231,"anchorId":88,"flexBlocks":232},"GlobalBlock",5392,[233],{"fieldGroupName":234,"introduction":235,"steps":239,"showArrows":293,"anchorId":38},"Steps",{"supertitle":236,"heading":237,"button":238},"Faites le premier pas","Réservez votre consultation gratuite, confidentielle et sans engagement et ​​nous nous occuperons du reste",{"title":189,"url":190,"target":38},[240,254,267,280],{"icon":241,"text":253},{"iD":242,"id":242,"title":243,"filename":244,"filesize":245,"url":246,"link":247,"alt":38,"author":39,"description":38,"caption":38,"name":248,"status":41,"uploadedTo":249,"date":250,"modified":250,"menuOrder":44,"mimeType":142,"type":46,"subtype":143,"icon":48,"width":144,"height":144,"sizes":251,"relativeUrl":252},4938,"icons8-connected-people","icons8-connected-people.svg",2023,"https://www.farber.ca/wp-content/uploads/2024/06/icons8-connected-people.svg","/fr/?attachment_id=4938","icons8-connected-people-2",348,"2024-06-24 14:59:50",{"thumbnail":246,"thumbnail-width":53,"thumbnail-height":53,"medium":246,"medium-width":55,"medium-height":55,"mediumLarge":246,"mediumLarge-width":58,"mediumLarge-height":58,"large":246,"large-width":61,"large-height":61,"1536x1536":246,"1536x1536-width":144,"1536x1536-height":144,"2048x2048":246,"2048x2048-width":144,"2048x2048-height":144,"gform-image-choice-sm":246,"gform-image-choice-sm-width":144,"gform-image-choice-sm-height":144,"gform-image-choice-md":246,"gform-image-choice-md-width":144,"gform-image-choice-md-height":144,"gform-image-choice-lg":246,"gform-image-choice-lg-width":144,"gform-image-choice-lg-height":144},"/wp-content/uploads/2024/06/icons8-connected-people.svg","Partagez votre histoire avec un de nos experts en dette",{"icon":255,"text":266},{"iD":256,"id":256,"title":257,"filename":258,"filesize":259,"url":260,"link":261,"alt":38,"author":39,"description":38,"caption":38,"name":262,"status":41,"uploadedTo":249,"date":263,"modified":263,"menuOrder":44,"mimeType":142,"type":46,"subtype":143,"icon":48,"width":144,"height":144,"sizes":264,"relativeUrl":265},4936,"icons8-compare","icons8-compare.svg",2280,"https://www.farber.ca/wp-content/uploads/2024/06/icons8-compare.svg","/fr/?attachment_id=4936","icons8-compare-2","2024-06-24 14:59:48",{"thumbnail":260,"thumbnail-width":53,"thumbnail-height":53,"medium":260,"medium-width":55,"medium-height":55,"mediumLarge":260,"mediumLarge-width":58,"mediumLarge-height":58,"large":260,"large-width":61,"large-height":61,"1536x1536":260,"1536x1536-width":144,"1536x1536-height":144,"2048x2048":260,"2048x2048-width":144,"2048x2048-height":144,"gform-image-choice-sm":260,"gform-image-choice-sm-width":144,"gform-image-choice-sm-height":144,"gform-image-choice-md":260,"gform-image-choice-md-width":144,"gform-image-choice-md-height":144,"gform-image-choice-lg":260,"gform-image-choice-lg-width":144,"gform-image-choice-lg-height":144},"/wp-content/uploads/2024/06/icons8-compare.svg","Examinons ensemble vos options d’allègement de la dette",{"icon":268,"text":279},{"iD":269,"id":269,"title":270,"filename":271,"filesize":272,"url":273,"link":274,"alt":38,"author":39,"description":38,"caption":38,"name":275,"status":41,"uploadedTo":249,"date":276,"modified":276,"menuOrder":44,"mimeType":142,"type":46,"subtype":143,"icon":48,"width":144,"height":144,"sizes":277,"relativeUrl":278},4949,"icons8-timeline","icons8-timeline.svg",2591,"https://www.farber.ca/wp-content/uploads/2024/06/icons8-timeline.svg","/fr/?attachment_id=4949","icons8-timeline-2","2024-06-24 15:00:03",{"thumbnail":273,"thumbnail-width":53,"thumbnail-height":53,"medium":273,"medium-width":55,"medium-height":55,"mediumLarge":273,"mediumLarge-width":58,"mediumLarge-height":58,"large":273,"large-width":61,"large-height":61,"1536x1536":273,"1536x1536-width":144,"1536x1536-height":144,"2048x2048":273,"2048x2048-width":144,"2048x2048-height":144,"gform-image-choice-sm":273,"gform-image-choice-sm-width":144,"gform-image-choice-sm-height":144,"gform-image-choice-md":273,"gform-image-choice-md-width":144,"gform-image-choice-md-height":144,"gform-image-choice-lg":273,"gform-image-choice-lg-width":144,"gform-image-choice-lg-height":144},"/wp-content/uploads/2024/06/icons8-timeline.svg","Préparez un plan pour vous aider à reprendre le contrôle de votre argent",{"icon":281,"text":292},{"iD":282,"id":282,"title":283,"filename":284,"filesize":285,"url":286,"link":287,"alt":38,"author":39,"description":38,"caption":38,"name":288,"status":41,"uploadedTo":249,"date":289,"modified":289,"menuOrder":44,"mimeType":142,"type":46,"subtype":143,"icon":48,"width":144,"height":144,"sizes":290,"relativeUrl":291},5196,"icons8-low-price","icons8-low-price.svg",1888,"https://www.farber.ca/wp-content/uploads/2024/06/icons8-low-price.svg","/fr/?attachment_id=5196","icons8-low-price-2","2024-07-22 09:49:42",{"thumbnail":286,"thumbnail-width":53,"thumbnail-height":53,"medium":286,"medium-width":55,"medium-height":55,"mediumLarge":286,"mediumLarge-width":58,"mediumLarge-height":58,"large":286,"large-width":61,"large-height":61,"1536x1536":286,"1536x1536-width":144,"1536x1536-height":144,"2048x2048":286,"2048x2048-width":144,"2048x2048-height":144,"gform-image-choice-sm":286,"gform-image-choice-sm-width":144,"gform-image-choice-sm-height":144,"gform-image-choice-md":286,"gform-image-choice-md-width":144,"gform-image-choice-md-height":144,"gform-image-choice-lg":286,"gform-image-choice-lg-width":144,"gform-image-choice-lg-height":144},"/wp-content/uploads/2024/06/icons8-low-price.svg","Commencez à réduire vos dettes et à soulager votre stress",true,{"fieldGroupName":295,"anchorId":38},"TrustpilotReviewSlider",{"fieldGroupName":297,"heading":298,"cards":38,"anchorId":38},"ArticleCards","La vérité sur la dette",{"fieldGroupName":300,"introduction":301,"type":304,"accordions":20,"faqs":305,"button":359,"enableSeoSchema":20,"anchorId":362},"FaqAccordion",{"supertitle":38,"heading":302,"text":303},"Foire à questions","Découvrez la réponse aux questions les plus communes sur les solutions d’allègement de la dette, la terminologie de la dette, la budgétisation et plus encore.","faq",[306,319,329,339,349],{"ID":307,"post_author":39,"post_date":308,"post_date_gmt":309,"post_content":310,"post_title":311,"post_excerpt":38,"post_status":10,"comment_status":312,"ping_status":312,"post_password":38,"post_name":313,"to_ping":38,"pinged":38,"post_modified":314,"post_modified_gmt":315,"post_content_filtered":38,"post_parent":44,"guid":316,"menu_order":44,"post_type":304,"post_mime_type":38,"comment_count":317,"filter":318},5489,"2024-06-14 08:56:06","2024-06-14 12:56:06","La plupart des gens ont des dettes, généralement sous forme d'hypothèque, de prêt automobile ou de marge de crédit. Mais comment savoir si elles sont trop élevées ? Voici quelques façons de savoir si vous avez trop de dettes.\r\n\u003Cul>\r\n \t\u003Cli>Vous ne pouvez pas payer vos dépenses mensuelles sans vous servir d’une carte/ligne de crédit\u003C/li>\r\n \t\u003Cli>Vous ne payez que le paiement minimum chaque mois\u003C/li>\r\n \t\u003Cli>Vous devez emprunter davantage pour défrayer vos dépenses mensuelles\u003C/li>\r\n \t\u003Cli>Vous recevez des appels des créanciers\u003C/li>\r\n \t\u003Cli>Vous manquez des paiements\u003C/li>\r\n \t\u003Cli>Vous ne savez pas au juste combien vous devez\u003C/li>\r\n \t\u003Cli>Vous comptez souvent sur la protection contre les découverts de votre compte bancaire\u003C/li>\r\n \t\u003Cli>Vous vous sentez stressé ou inquiet au sujet de vos dettes\u003C/li>\r\n \t\u003Cli>Vous cachez vos dettes ou vos dépenses\u003C/li>\r\n\u003C/ul>","Comment savoir si vous êtes trop endetté ?","closed","how-do-you-know-if-you-have-too-much-debt","2025-12-01 14:58:11","2025-12-01 19:58:11","https://hync25uo0rocs6jyee4xnsfbp.js.wpenginepowered.com/?faq=how-do-you-know-if-you-have-too-much-debt","0","raw",{"ID":320,"post_author":39,"post_date":321,"post_date_gmt":322,"post_content":323,"post_title":324,"post_excerpt":38,"post_status":10,"comment_status":312,"ping_status":312,"post_password":38,"post_name":325,"to_ping":38,"pinged":38,"post_modified":326,"post_modified_gmt":327,"post_content_filtered":38,"post_parent":44,"guid":328,"menu_order":44,"post_type":304,"post_mime_type":38,"comment_count":317,"filter":318},5488,"2024-06-14 09:44:30","2024-06-14 13:44:30","Un problème d'endettement survient lorsque vous avez du mal à gérer vos dettes. Vous avez peut-être du mal à effectuer des paiements réguliers pour régler vos factures, et le montant de vos dettes ne cesse d'augmenter.\r\n\r\nUn problème budgétaire survient lorsque vous avez du mal à établir et à respecter un budget. Vous avez peut-être du mal à gérer votre revenu et vos dépenses et à épargner.","Comment savoir si j’ai trop de dettes ou un défi budgétaire ?","how-do-i-know-if-i-have-a-debt-or-a-budget-challenge","2025-12-01 14:23:12","2025-12-01 19:23:12","https://hync25uo0rocs6jyee4xnsfbp.js.wpenginepowered.com/?faq=how-do-i-know-if-i-have-a-debt-or-a-budget-challenge",{"ID":330,"post_author":39,"post_date":331,"post_date_gmt":332,"post_content":333,"post_title":334,"post_excerpt":38,"post_status":10,"comment_status":312,"ping_status":312,"post_password":38,"post_name":335,"to_ping":38,"pinged":38,"post_modified":336,"post_modified_gmt":337,"post_content_filtered":38,"post_parent":44,"guid":338,"menu_order":44,"post_type":304,"post_mime_type":38,"comment_count":317,"filter":318},5485,"2024-06-14 09:45:11","2024-06-14 13:45:11","Les (\u003Ca href=\"/fr/syndic-autorise-insolvabilite/\">SAI\u003C/a>) sont les seuls experts au Canada autorisés à réduire ou à éliminer les dettes dans le cadre d'une proposition de consommateur ou d'une faillite. En tant que SAI, nous aidons les gens qui ont des difficultés à rembourser leurs dettes en leur fournissant des conseils pratiques et en leur proposant des stratégies pour réduire leurs dettes.\r\n\r\nLes SAI sont réglementés par le Bureau du surintendant des faillites (BSF) , une division du gouvernement fédéral.","Qu'est-ce que c’est un syndic autorisé en insolvabilité? (SAI)","what-is-a-licensed-insolvency-trustee","2025-12-11 12:16:51","2025-12-11 17:16:51","https://hync25uo0rocs6jyee4xnsfbp.js.wpenginepowered.com/?faq=what-is-a-licensed-insolvency-trustee",{"ID":340,"post_author":39,"post_date":341,"post_date_gmt":342,"post_content":343,"post_title":344,"post_excerpt":38,"post_status":10,"comment_status":312,"ping_status":312,"post_password":38,"post_name":345,"to_ping":38,"pinged":38,"post_modified":346,"post_modified_gmt":347,"post_content_filtered":38,"post_parent":44,"guid":348,"menu_order":44,"post_type":304,"post_mime_type":38,"comment_count":317,"filter":318},5609,"2024-06-14 09:45:52","2024-06-14 13:45:52","Les appels des agences de recouvrement et des créanciers peuvent être agaçants et même harcelants. Et ils n’abandonneront pas. Mais il y a des moyens de les gérer.\r\n\r\nLa façon la plus rapide de mettre fin aux appels de recouvrement et de reprendre le cours normal de votre vie est de contacter un SAI. Si vous recevez des appels de recouvrement, vous êtes probablement déjà aux prises avec des problèmes d'endettement. Les SAI sont les seuls professionnels au Canada autorisés à déposer des propositions de consommateur et des faillites. Ils offrent également des conseils et de l'aide sur des options de gestion de l'endettement.\r\n\r\nPour en savoir plus, réservez dès aujourd'hui votre consultation gratuite, confidentielle et sans engagement avec un \u003Ca href=\"/fr/reserver-une-consultation/\">expert en dette de Farber.\u003C/a>","Comment est-ce que je peux empêcher les créanciers et les agences de recouvrement de m’appeler ?","how-do-i-stop-creditors-and-collection-agencies-from-calling","2025-12-10 07:56:18","2025-12-10 12:56:18","https://hync25uo0rocs6jyee4xnsfbp.js.wpenginepowered.com/?faq=how-do-i-stop-creditors-and-collection-agencies-from-calling",{"ID":350,"post_author":39,"post_date":351,"post_date_gmt":352,"post_content":353,"post_title":354,"post_excerpt":38,"post_status":10,"comment_status":312,"ping_status":312,"post_password":38,"post_name":355,"to_ping":38,"pinged":38,"post_modified":356,"post_modified_gmt":357,"post_content_filtered":38,"post_parent":44,"guid":358,"menu_order":44,"post_type":304,"post_mime_type":38,"comment_count":317,"filter":318},5487,"2024-06-14 09:46:08","2024-06-14 13:46:08","La situation financière de chaque personne est différente. Voici quelques questions à poser au SAI lors de votre première consultation.\r\n\u003Cul>\r\n \t\u003Cli>Quelle est la meilleure option d’allègement de dette dans ma situation ?\u003C/li>\r\n \t\u003Cli>Quels sont les avantages et les inconvénients des autres options ?\u003C/li>\r\n \t\u003Cli>Laquelle de mes dettes sera affectée ?\u003C/li>\r\n \t\u003Cli>Combien cela va-t-il coûter ?\u003C/li>\r\n \t\u003Cli>Est-ce que d’autres membres de ma famille seront affectés par la solution suggérée ?\u003C/li>\r\n \t\u003Cli>Comment cela affectera-t-il ma cote de crédit ?\u003C/li>\r\n \t\u003Cli>Avec qui vais-je travailler tout au long du processus et à quelle fréquence ?\u003C/li>\r\n \t\u003Cli>Pendant combien de temps vais-je suivre ma solution de désendettement ?\u003C/li>\r\n \t\u003Cli>Une fois que vous m’aurez aidé avec ma dette, est-ce la fin de notre collaboration ?\u003C/li>\r\n\u003C/ul>","Quelles sont les meilleures questions à poser lors de ma première consultation ?","what-questions-should-i-ask-during-my-first-consultation","2025-12-01 14:25:04","2025-12-01 19:25:04","https://hync25uo0rocs6jyee4xnsfbp.js.wpenginepowered.com/?faq=what-questions-should-i-ask-during-my-first-consultation",{"title":360,"url":361,"target":38},"Aller à la FAQ","/fr/faq/","faqs",{"menus":364,"siteSettings":698,"fallbackPages":741},[365,383,394,426,465,498,674],{"locations":366,"menuItems":368},[367],"HEADER_CAMPAIGN",{"nodes":369},[370,376],{"uri":371,"label":189,"cssClasses":372,"description":8,"id":373,"parentId":8,"childItems":374},"#consultation-form",[],"cG9zdDo1MzYz",{"nodes":375},[],{"uri":377,"label":378,"cssClasses":379,"description":8,"id":380,"parentId":8,"childItems":381},"tel:+18449848677","+1 844-984-8677",[],"cG9zdDo1MzY0",{"nodes":382},[],{"locations":384,"menuItems":386},[385],"HEADER_FOCUS",{"nodes":387},[388],{"uri":371,"label":389,"cssClasses":390,"description":8,"id":391,"parentId":8,"childItems":392},"Réservez 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Farber & Partners Inc. Tous droits réservés",{"enableGlobalAlertBanner":20,"text":8,"bannerColor":731},"coral",{"enableCorporationSchema":293,"companyName":733,"companyLogo":734,"companyWebsiteUrl":740},"Farber Debt Solutions",{"node":735},{"srcSet":736,"sizes":721,"mediaItemUrl":737,"altText":38,"mediaDetails":738},"https://www.farber.ca/wp-content/uploads/2025/07/farber-logo.png 300w, https://www.farber.ca/wp-content/uploads/2025/07/farber-logo-150x150.png 150w","https://www.farber.ca/wp-content/uploads/2025/07/farber-logo.png",{"height":55,"width":55,"filePath":739},"/wp-content/uploads/2025/07/farber-logo.png","https://www.farber.ca",{"generic":742,"blog":747,"location":752,"team":757},[743,745],{"languageCode":25,"uri":744},"https://www.farber.ca/",{"languageCode":21,"uri":746},"https://www.farber.ca/fr",[748,750],{"languageCode":25,"uri":749},"https://www.farber.ca/blog",{"languageCode":21,"uri":751},"https://www.farber.ca/fr/blogue",[753,755],{"languageCode":25,"uri":754},"https://www.farber.ca/locations",{"languageCode":21,"uri":756},"https://www.farber.ca/fr/emplacements",[758,760],{"languageCode":25,"uri":759},"https://www.farber.ca/our-team",{"languageCode":21,"uri":761},"https://www.farber.ca/fr/notre-equipe",[763,777,788,799,810,821,832,844,857,868,881,892,903,914,925,936,947,959,970,983,994,1005,1016,1027,1038,1049,1060,1071,1082,1093,1104],{"id":764,"title":765,"uri":766,"excerpt":767,"featuredImage":768},"cG9zdDo2MDE5","Le parcours d’Omar, de l’arrêt de travail à la stabilité : une histoire de désendettement et de renouveau","/fr/blogue/le-parcours-omar-grace-a-une-proposition-de-consommateur/","\u003Cp>L’endettement peut affecter n’importe qui, mais pour les jeunes adultes en début de carrière, il peut être particulièrement dévastateur. C’était le cas d’Omar, dont la vie dans la vingtaine était bien loin de ce qu’il avait imaginé. Au lieu de pouvoir profiter de ses débuts professionnels et de préparer son avenir, il était enseveli sous […]\u003C/p>\n",{"node":769},{"sourceUrl":770,"altText":38,"srcSet":771,"sizes":772,"mediaDetails":773},"https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3.jpg","https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2025/09/Delay-getting-help-3.jpg 1732w","(max-width: 1024px) 100vw, 1024px",{"height":774,"width":775,"filePath":776},1155,1732,"/wp-content/uploads/2025/09/Delay-getting-help-3.jpg",{"id":778,"title":779,"uri":780,"excerpt":781,"featuredImage":782},"cG9zdDo1OTk5","Une proche-aidante en Ontario se libère de sa dette de 75 000 $ grâce à une proposition de consommateur","/fr/blogue/proposition-de-consommateur-ontario-75k/","\u003Cp>Lisa ne s’y attendait pas du tout. Une facture s’est transformée en cinq. Un retard de paiement a engendré des intérêts exorbitants. Et l’hésitation à demander de l’aide s’est muée en des mois de nuits blanches. Une mère célibataire de deux enfants, âgée de 38 ans, Lisa travaillait fort pour subvenir aux besoins de sa […]\u003C/p>\n",{"node":783},{"sourceUrl":784,"altText":38,"srcSet":785,"sizes":772,"mediaDetails":786},"https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story.jpg","https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2025/07/Lisas-story.jpg 1732w",{"height":774,"width":775,"filePath":787},"/wp-content/uploads/2025/07/Lisas-story.jpg",{"id":789,"title":790,"uri":791,"excerpt":792,"featuredImage":793},"cG9zdDo2MDEx","André réussit à se libérer d’une dette de 31 000 $ grâce à une proposition de consommateur","/fr/blogue/andre-reussit-a-se-liberer-de-31k-grace-a-une-proposition-de-consommateur/","\u003Cp>Quand on ne peut payer ses factures et que le téléphone n’arrête pas de sonner, il est facile de se sentir dépassé, et de croire qu’on est seul dans cette situation. Mais ce n’est pas le cas. Les dettes peuvent s’accumuler lentement, puis soudainement elles semblent accablantes et elles troublent notre sommeil. C’était le cas […]\u003C/p>\n",{"node":794},{"sourceUrl":795,"altText":38,"srcSet":796,"sizes":772,"mediaDetails":797},"https://www.farber.ca/wp-content/uploads/2025/06/Andre-story.jpg","https://www.farber.ca/wp-content/uploads/2025/06/Andre-story-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2025/06/Andre-story-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2025/06/Andre-story-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2025/06/Andre-story-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2025/06/Andre-story.jpg 1732w",{"height":774,"width":775,"filePath":798},"/wp-content/uploads/2025/06/Andre-story.jpg",{"id":800,"title":801,"uri":802,"excerpt":803,"featuredImage":804},"cG9zdDo2MDA5","Comment une proposition de consommateur peut affecter un renouvellement de prêt hypothécaire","/fr/blogue/comment-une-proposition-de-consommateur-peut-affecter-une-hypotheque/","\u003Cp>Vous avez courageusement pris la décision de déposer une proposition de consommateur et de reprendre le contrôle de vos finances. Félicitations pour ce premier pas vers l’indépendance financière ! Mais, à l’approche du renouvellement de votre hypothèque, la question se pose : une proposition de consommateur a-t-elle une incidence sur le renouvellement de l’hypothèque ? […]\u003C/p>\n",{"node":805},{"sourceUrl":806,"altText":38,"srcSet":807,"sizes":772,"mediaDetails":808},"https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal.jpg","https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal.jpg 1732w",{"height":774,"width":775,"filePath":809},"/wp-content/uploads/2025/05/Consumer-Proposal-Impact-Mortgage-Renewal.jpg",{"id":811,"title":812,"uri":813,"excerpt":814,"featuredImage":815},"cG9zdDo2MDI1","Comment économiser sur votre forfait cellulaire (sans perdre en qualité de service)","/fr/blogue/comment-economiser-sur-votre-forfait-cellulaire/","\u003Cp>Soyons honnêtes : les forfaits cellulaires au Canada coûtent une fortune. Si votre facture mensuelle vous fait sursauter, vous êtes loin d’être seul. Les Canadiennes et Canadiens paient parmi les tarifs les plus élevés au monde pour les services cellulaires. Et, avouons-le : nous comptons sur nos téléphones pour tout. Rester en contact avec la […]\u003C/p>\n",{"node":816},{"sourceUrl":817,"altText":38,"srcSet":818,"sizes":772,"mediaDetails":819},"https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan.jpg","https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan.jpg 1732w",{"height":774,"width":775,"filePath":820},"/wp-content/uploads/2025/05/How-to-Save-Money-on-Your-Cell-Phone-Plan.jpg",{"id":822,"title":823,"uri":824,"excerpt":825,"featuredImage":826},"cG9zdDo1NDE4","Est-il possible d’obtenir un prêt même si l’on a une proposition de consommateur ?","/fr/blogue/pret-et-proposition-consommateur-consequences/","\u003Cp>Déposer et finaliser une proposition de consommateur peut être à la fois un soulagement et une contrainte. Vous tentez de réduite vos dettes et de retrouver la stabilité financière, mais nous savons tous que la vie n’attend pas que nos finances s’améliorent. Imaginez-vous : vous faites vos paiements de manière responsable dans le cadre d’une […]\u003C/p>\n",{"node":827},{"sourceUrl":828,"altText":38,"srcSet":829,"sizes":772,"mediaDetails":830},"https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP.jpg","https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP.jpg 1732w",{"height":774,"width":775,"filePath":831},"/wp-content/uploads/2024/12/Can-I-Get-a-Loan-While-in-a-CP.jpg",{"id":833,"title":834,"uri":835,"excerpt":836,"featuredImage":837},"cG9zdDo2MDIz","Ce qu’il faut savoir pour être admissible à une proposition de consommateur","/fr/blogue/pour-etre-admissible-a-une-proposition-de-consommateur/","\u003Cp>Lorsque les dettes s’accumulent et que l’on a l’impression d’être pris au piège, la situation peut devenir accablante. Mais ici, au Canada, il y a une solution qui pourrait vous offrir le répit dont vous avez besoin : la proposition de consommateur. Voyez-la comme un moyen de reprendre le contrôle de vos finances sans avoir […]\u003C/p>\n",{"node":838},{"sourceUrl":839,"altText":38,"srcSet":840,"sizes":772,"mediaDetails":841},"https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal.jpg","https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal.jpg 1733w",{"height":774,"width":842,"filePath":843},1733,"/wp-content/uploads/2024/10/How-to-Qualify-for-a-Consumer-Proposal.jpg",{"id":845,"title":846,"uri":847,"excerpt":848,"featuredImage":849},"cG9zdDo1NDY2","Comprendre pourquoi une proposition de consommateur est parfois rejetée","/fr/blogue/comprendre-pourquoi-proposition-consommateur-refusee/","\u003Cp>Lorsqu’on croule sous le poids des dettes, une proposition de consommateur peut avoir l’aire d’une bouée de sauvetage. C’est un moyen flexible et structuré de vous libérer de vos dettes, d’éviter la faillite et de conserver vos biens. En réalité, toutes les propositions de consommateur ne sont pas acceptées par les créanciers. Pour quelles raisons […]\u003C/p>\n",{"node":850},{"sourceUrl":851,"altText":38,"srcSet":852,"sizes":772,"mediaDetails":853},"https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected.jpg","https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected-1024x684.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected-768x513.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected-1536x1026.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected.jpg 1731w",{"height":854,"width":855,"filePath":856},1156,1731,"/wp-content/uploads/2024/10/Why-Would-a-Consumer-Proposal-Be-Rejected.jpg",{"id":858,"title":859,"uri":860,"excerpt":861,"featuredImage":862},"cG9zdDo2MDEz","Comment une proposition de consommateur peut-elle affecter votre cote de crédit ?","/fr/blogue/comment-une-proposition-de-consommateur-peut-affecter-ta-solvabilite/","\u003Cp>Si vous êtes submergé par la dette et que vous vous sentez dépassé, au Canada une proposition de consommateur est une solution à envisager. Cette alternative populaire à la faillite, permet de rembourser une partie de vos dettes tout en gardant le reste gérable. Mais avant de vous lancer, vous vous demandez sans doute : […]\u003C/p>\n",{"node":863},{"sourceUrl":864,"altText":38,"srcSet":865,"sizes":772,"mediaDetails":866},"https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit.jpg","https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit.jpg 1732w",{"height":774,"width":775,"filePath":867},"/wp-content/uploads/2024/10/How-Does-a-Consumer-Proposal-Affect-Your-Credit.jpg",{"id":869,"title":870,"uri":871,"excerpt":872,"featuredImage":873},"cG9zdDo2MDI5","Saisie sur salaire : comprendre les règles et la procédure","/fr/blogue/saisie-salaire/","\u003Cp>Apprendre que votre salaire a été saisi peut être un véritable choc. Vous travaillez fort pour gagner votre vie, et voilà qu’une somme importante est prélevée avant même que vous ne la touchiez. Vous avez peut-être accumulé des retards dans le paiement des factures, des impôts ou d’une pension alimentaire. Peut-être avez-vous pris l’habitude de […]\u003C/p>\n",{"node":874},{"sourceUrl":875,"altText":38,"srcSet":876,"sizes":772,"mediaDetails":877},"https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations.jpg","https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations-300x197.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations-1024x673.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations-768x505.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations-1536x1010.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations.jpg 1744w",{"height":878,"width":879,"filePath":880},1147,1744,"/wp-content/uploads/2024/10/Wage-Garnishment-Rules-and-Regulations.jpg",{"id":882,"title":883,"uri":884,"excerpt":885,"featuredImage":886},"cG9zdDo2MDE1","Pendant combien de temps le recouvrement de créances est-il inscrit à un rapport de crédit canadien ?","/fr/blogue/combien-de-temps-pour-recouvrement-de-creances/","\u003Cp>Il peut être difficile de gérer ses dettes, et encore plus accablant lorsqu’une dette en recouvrement apparaît sur votre dossier de crédit. Mais combien de temps une dette en recouvrement reste-t-elle inscrite sur un dossier de crédit au Canada, et quelles sont les conséquences pour votre avenir financier ? La bonne nouvelle, c’est que ce […]\u003C/p>\n",{"node":887},{"sourceUrl":888,"altText":38,"srcSet":889,"sizes":772,"mediaDetails":890},"https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada.jpg","https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada.jpg 1733w",{"height":774,"width":842,"filePath":891},"/wp-content/uploads/2024/09/How-Long-Does-a-Collection-Stay-on-a-Credit-Report-in-Canada.jpg",{"id":893,"title":894,"uri":895,"excerpt":896,"featuredImage":897},"cG9zdDo1NDUw","Pendant combien de temps une agence de recouvrement peut-elle légalement tenter de recouvrer une dette ?","/fr/blogue/quel-est-le-delai-de-prescription-dune-agence-de-recouvrement/","\u003Cp>Pendant combien de temps les agents de recouvrement peuvent-ils vous poursuivre ? Vous avez des dettes. Beaucoup de dettes. Et comme vous n’avez pas les moyens de les rembourser actuellement, des agents de recouvrement vous harcèlent. Cela peut être extrêmement stressant. Non seulement ces appels sont agaçants (et parfois harcelants), mais vous êtes peut-être rendu […]\u003C/p>\n",{"node":898},{"sourceUrl":899,"altText":38,"srcSet":900,"sizes":772,"mediaDetails":901},"https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court.jpg","https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court.jpg 1732w",{"height":774,"width":775,"filePath":902},"/wp-content/uploads/2024/09/Can-a-Collection-Agency-Take-You-to-Court.jpg",{"id":904,"title":905,"uri":906,"excerpt":907,"featuredImage":908},"cG9zdDo1NDY0","Qu’est-ce que c’est une agence de recouvrement de créances et comment fonctionne-t-elle ?","/fr/blogue/quest-ce-quune-agence-de-recouvrement-de-creances/","\u003Cp>Soyons réalistes : il est rarement plaisant de gérer nos dettes. Qu’il s’agisse d’un paiement manqué ici et là, ou de sommes importantes qui semblent insurmontables, l’intervention d’un agent de recouvrement peut rendre la situation encore plus stressante. Comprendre le travail et le fonctionnement des agences de recouvrement peut soulager notre anxiété. Si vous êtes […]\u003C/p>\n",{"node":909},{"sourceUrl":910,"altText":38,"srcSet":911,"sizes":772,"mediaDetails":912},"https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency.jpg","https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency.jpg 1733w",{"height":774,"width":842,"filePath":913},"/wp-content/uploads/2024/09/What-is-a-Debt-Collection-Agency.jpg",{"id":915,"title":916,"uri":917,"excerpt":918,"featuredImage":919},"cG9zdDo2MDE3","Quels sont les coûts liés au dépôt d’une proposition de consommateur au Canada ?","/fr/blogue/quels-sont-les-couts-lies-au-depot-de-proposition-de-consommateur/","\u003Cp>Si vous êtes aux prises avec vos dettes et vous cherchez une solution, vous pourriez envisager une proposition de consommateur. Au Canada, c’est une excellente solution de redressement qui vous permet de régler votre dette en ne remboursant qu’une partie de ce que vous devez. Mais avant de vous lancer, vous vous demandez sûrement : […]\u003C/p>\n",{"node":920},{"sourceUrl":921,"altText":38,"srcSet":922,"sizes":772,"mediaDetails":923},"https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost.jpg","https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost.jpg 1733w",{"height":774,"width":842,"filePath":924},"/wp-content/uploads/2024/08/How-Much-Does-a-Consumer-Proposal-Cost.jpg",{"id":926,"title":927,"uri":928,"excerpt":929,"featuredImage":930},"cG9zdDo1NDUy","Comprendre l’effet d’une proposition de consommateur par rapport aux remboursements d’impôt de l’ARC","/fr/blogue/proposition-de-consommateur-et-remboursement-dimpot-revenu-canada/","\u003Cp>Nous voici dans la période des impôts. Si vous avez déposé une proposition de consommateur avec nous en 2023, vous vous posez peut-être des questions sur son impact sur votre remboursement d’impôt en 2023. Nous comprenons votre situation et nous voulons vous simplifier le processus. Pour vous aider dans votre préparation, nous avons rassemblé certaines […]\u003C/p>\n",{"node":931},{"sourceUrl":932,"altText":38,"srcSet":933,"sizes":772,"mediaDetails":934},"https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14.jpg","https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2024/01/Blog-image-14.jpg 1732w",{"height":774,"width":775,"filePath":935},"/wp-content/uploads/2024/01/Blog-image-14.jpg",{"id":937,"title":938,"uri":939,"excerpt":940,"featuredImage":941},"cG9zdDo2MDAz","Gérer sa dette de carte de crédit grâce à une proposition de consommateur","/fr/blogue/proposition-de-consommateur-carte-de-credit/","\u003Cp>Les dettes de cartes de crédit ont tendance à s’accumuler rapidement. Un jour, on réussit à gérer nos finances et dès le lendemain, le solde accélère et l’on est aux prises avec l’intérêt. Si vous vous trouvez dans cette situation, respirez un bon coup : des solutions existent. Une proposition de consommateur vous aide à […]\u003C/p>\n",{"node":942},{"sourceUrl":943,"altText":38,"srcSet":944,"sizes":772,"mediaDetails":945},"https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10.jpg","https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2023/10/Blog-Image-10.jpg 1733w",{"height":774,"width":842,"filePath":946},"/wp-content/uploads/2023/10/Blog-Image-10.jpg",{"id":948,"title":949,"uri":950,"excerpt":951,"featuredImage":952},"cG9zdDo1OTk1","Économisez sur vos achats grâce aux applis de coupons canadiens","/fr/blogue/applis-couponnage-canadien/","\u003Cp>Si vous avez des limitations budgétaires précises ou que vous cherchez simplement à économiser, vous n’êtes pas toujours obligé de faire des compromis sur vos dépenses. En réalité, avec les bonnes astuces, vous pouvez profiter des petits plaisirs sans vous ruiner, et même économiser et gagner de l’argent. Si vous souhaitez consommer de façon responsable, […]\u003C/p>\n",{"node":953},{"sourceUrl":954,"altText":38,"srcSet":955,"sizes":956,"mediaDetails":957},"https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7.jpg","https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7-200x300.jpg 200w, https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7-683x1024.jpg 683w, https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7-768x1152.jpg 768w, https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7-1024x1536.jpg 1024w, https://www.farber.ca/wp-content/uploads/2023/08/Blog-Image-7.jpg 1155w","(max-width: 683px) 100vw, 683px",{"height":775,"width":774,"filePath":958},"/wp-content/uploads/2023/08/Blog-Image-7.jpg",{"id":960,"title":961,"uri":962,"excerpt":963,"featuredImage":964},"cG9zdDo2MDI3","Est-ce que la proposition de consommateur est une solution légitime ? Nous démystifions quelques idées préconçues","/fr/blogue/proposition-de-consommateur-legitime/","\u003Cp>Lorsqu’un membre de l’équipe Farber Solutions à la dette rencontre un client ou une cliente potentielle pour examiner les options afin de résoudre ses difficultés financières, la discussion porte notamment sur les avantages d’une proposition de consommateur. La plupart des clients n’ont jamais entendu parler de la proposition et de ses avantages, et ils prennent […]\u003C/p>\n",{"node":965},{"sourceUrl":966,"altText":38,"srcSet":967,"sizes":772,"mediaDetails":968},"https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108.jpg","https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2022/12/Blog-Image-108.jpg 1732w",{"height":774,"width":775,"filePath":969},"/wp-content/uploads/2022/12/Blog-Image-108.jpg",{"id":971,"title":972,"uri":973,"excerpt":974,"featuredImage":975},"cG9zdDo1OTk4","À quoi vous attendre lorsque vous recevez une lettre de demande de remboursement de la PCU","/fr/blogue/remboursement-de-pcu/","\u003Cp>Au début de la pandémie de COVID-19, le gouvernement fédéral a créé la PCU (la Prestation canadienne d’urgence) pour venir en aide aux personnes incapables de travailler en raison de répercussions de la COVID-19. Le but était de soutenir les personnes confrontées à l’instabilité financière causée par les fermetures d’entreprises de part et d’autre au […]\u003C/p>\n",{"node":976},{"sourceUrl":977,"altText":38,"srcSet":978,"sizes":772,"mediaDetails":979},"https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13.jpg","https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13-1024x681.jpg 1024w, https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13-768x511.jpg 768w, https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13-1536x1022.jpg 1536w, https://www.farber.ca/wp-content/uploads/2022/06/Blog-Image-13.jpg 1734w",{"height":980,"width":981,"filePath":982},1154,1734,"/wp-content/uploads/2022/06/Blog-Image-13.jpg",{"id":984,"title":985,"uri":986,"excerpt":987,"featuredImage":988},"cG9zdDo1OTkz","Qu’est-ce qui se passe lorsqu’une proposition de consommateur est annulée ?","/fr/blogue/proposition-de-consommmateur-annulee/","\u003Cp>Vous avez travaillé fort pour organiser votre plan de remboursement de dettes, et votre proposition de consommateur vous a donné un moment de répit face aux appels incessants et au stress lié à la dette. Mais la vie nous réserve parfois des surprises : une perte d’emploi, une facture médicale imprévue, ou tout simplement une […]\u003C/p>\n",{"node":989},{"sourceUrl":990,"altText":38,"srcSet":991,"sizes":772,"mediaDetails":992},"https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31.jpg","https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2021/06/Blog-Image-31.jpg 1733w",{"height":774,"width":842,"filePath":993},"/wp-content/uploads/2021/06/Blog-Image-31.jpg",{"id":995,"title":996,"uri":997,"excerpt":998,"featuredImage":999},"cG9zdDo1NDYy","Comment la faillite affecte votre REEE et vos épargnes-études","/fr/blogue/consequences-de-la-faillite-personnelle-sur-ton-reee/","\u003Cp>Un régime enregistré d’épargne-études (REEE) est un compte d’épargne conçu pour aider les parents à épargner pour les études postsecondaires de leurs enfants. Les gens s’en servent généralement pour leurs enfants ou leurs petits-enfants. Il y a deux principaux avantages à mettre de l’argent de côté dans un REEE pour que votre enfant puisse s’en […]\u003C/p>\n",{"node":1000},{"sourceUrl":1001,"altText":38,"srcSet":1002,"sizes":772,"mediaDetails":1003},"https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15.jpg","https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-15.jpg 1733w",{"height":774,"width":842,"filePath":1004},"/wp-content/uploads/2021/04/Blog-Image-15.jpg",{"id":1006,"title":1007,"uri":1008,"excerpt":1009,"featuredImage":1010},"cG9zdDo2MDAx","Gérez votre dette envers l’ARC grâce à une proposition de consommateur en 2025","/fr/blogue/dette-arc-proposition-de-consommateur/","\u003Cp>Si l’ARC vous envoie sans cesse des lettres que vous n’osez pas ouvrir, ou si vos dettes fiscales vous empêchent de dormir, sachez que vous n’êtes pas seul. Avoir une dette envers l’Agence du revenu du Canada (ARC) peut être accablant, mais voici la bonne nouvelle : il existe des solutions. Plus tôt vous réglez […]\u003C/p>\n",{"node":1011},{"sourceUrl":1012,"altText":38,"srcSet":1013,"sizes":772,"mediaDetails":1014},"https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12.jpg","https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-12.jpg 1733w",{"height":774,"width":842,"filePath":1015},"/wp-content/uploads/2021/04/Blog-Image-12.jpg",{"id":1017,"title":1018,"uri":1019,"excerpt":1020,"featuredImage":1021},"cG9zdDo2MDIx","Apprenez à gérer votre budget efficacement et à éviter les dépenses excessives.","/fr/blogue/comment-eviter-les-depenses-excessives/","\u003Cp>Que vous magasiniez en ligne ou en personne dans vos magasins préférés pour les articles qu’il vous faut, il est utile d’avoir une stratégie en partant. Voici quelques conseils pratiques pour vous aider à éviter les dépenses excessives : 1. Magasinez avec une liste Avant de faire vos courses, il est sage de noter rapidement […]\u003C/p>\n",{"node":1022},{"sourceUrl":1023,"altText":38,"srcSet":1024,"sizes":772,"mediaDetails":1025},"https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8.jpg","https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-8.jpg 1733w",{"height":774,"width":842,"filePath":1026},"/wp-content/uploads/2021/04/Blog-Image-8.jpg",{"id":1028,"title":1029,"uri":1030,"excerpt":1031,"featuredImage":1032},"cG9zdDo1NDU4","Quitter le Canada avec des dettes : les points clés","/fr/blogue/quitter-le-canada-plus-de-6-mois-avec-des-dettes/","\u003Cp>Une question fréquemment posée à nos syndics autorisés en insolvabilité par des Canadiens et Canadiennes qui nous appellent ou nous envoient des courriels de l’étranger est la suivante : « Que se passerait-il si je dois de l’argent à une banque, à une société émettrice de cartes de crédit, des arriérés d’impôt ou des prêts […]\u003C/p>\n",{"node":1033},{"sourceUrl":1034,"altText":38,"srcSet":1035,"sizes":956,"mediaDetails":1036},"https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5.jpg","https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5-200x300.jpg 200w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5-683x1024.jpg 683w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5-768x1152.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5-1024x1536.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-5.jpg 1155w",{"height":775,"width":774,"filePath":1037},"/wp-content/uploads/2021/04/Blog-Image-5.jpg",{"id":1039,"title":1040,"uri":1041,"excerpt":1042,"featuredImage":1043},"cG9zdDo2MDMx","Qu’est-ce que c’est une proposition de consommateur et comment est-ce qu’elle peut vous aider ?","/fr/blogue/questce-que-cest-une-proposition-de-consommateur/","\u003Cp>Qu’est-ce que c’est une proposition de consommateur ? C’est une entente formelle entre vous et vos créanciers, soumise en votre nom par un syndic autorisé en insolvabilité (SAI). Elle comprend une offre à vos créanciers de régler votre dette pour un montant généralement inférieur à la somme due. Cela peut représenter une économie pouvant atteindre […]\u003C/p>\n",{"node":1044},{"sourceUrl":1045,"altText":38,"srcSet":1046,"sizes":772,"mediaDetails":1047},"https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9.jpg","https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2021/04/Blog-Image-9.jpg 1733w",{"height":774,"width":842,"filePath":1048},"/wp-content/uploads/2021/04/Blog-Image-9.jpg",{"id":1050,"title":1051,"uri":1052,"excerpt":1053,"featuredImage":1054},"cG9zdDo1NDU2","Lorsqu’une agence de recouvrement vous emmène en cour : ce qu’il faut savoir","/fr/blogue/une-agence-de-recouvrement-peut-elle-te-poursuivre-en-justice/","\u003Cp>Est-ce que l’idée d’être poursuivi par une agence de recouvrement pour une dette impayée vous angoisse ? Vous vous demandez peut-être si une agence de recouvrement peut vous poursuivre en justice. La réponse est oui, mais ce n’est pas toujours la première étape et ça n’arrive pas dans tous les cas. Si des agences de […]\u003C/p>\n",{"node":1055},{"sourceUrl":1056,"altText":38,"srcSet":1057,"sizes":772,"mediaDetails":1058},"https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3.jpg","https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-3.jpg 1733w",{"height":774,"width":842,"filePath":1059},"/wp-content/uploads/2020/10/Blog-Image-3.jpg",{"id":1061,"title":1062,"uri":1063,"excerpt":1064,"featuredImage":1065},"cG9zdDo2MDMz","Pourquoi il ne faut jamais payer les sociétés de recouvrement : solutions de rechange","/fr/blogue/pourquoi-vous-ne-devriez-jamais-payer-les-agences-de-recouvrement/","\u003Cp>Est-ce que je devrais payer l’agence de recouvrement qui m’appelle sans cesse ? Vous êtes peut-être au courant de cette situation : vous êtes confortablement installé pour un bon souper en famille lorsque le téléphone sonne. Ou un texto retentit sur votre cellulaire. C’est encore la même agence de recouvrement qui vous harcèle pour une […]\u003C/p>\n",{"node":1066},{"sourceUrl":1067,"altText":38,"srcSet":1068,"sizes":772,"mediaDetails":1069},"https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4.jpg","https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2020/10/Blog-Image-4.jpg 1732w",{"height":774,"width":775,"filePath":1070},"/wp-content/uploads/2020/10/Blog-Image-4.jpg",{"id":1072,"title":1073,"uri":1074,"excerpt":1075,"featuredImage":1076},"cG9zdDo2MDA3","Besoin d’aide concernant votre dette à l’autoroute 407 ? Découvrez les solutions possibles.","/fr/blogue/aide-avec-la-dette-407/","\u003Cp>Si vous demeurez ou travaillez dans la région du Grand Toronto (RGT), vous savez à quel point les déplacements peuvent être difficiles. La circulation est souvent un véritable cauchemar et plusieurs gens empruntent l’autoroute à péage 407 ETR pour gagner du temps. Vos déplacements se font plus vite, mais cela peut aussi entraîner des factures […]\u003C/p>\n",{"node":1077},{"sourceUrl":1078,"altText":38,"srcSet":1079,"sizes":772,"mediaDetails":1080},"https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24.jpg","https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2019/05/Blog-Image-24.jpg 1732w",{"height":774,"width":775,"filePath":1081},"/wp-content/uploads/2019/05/Blog-Image-24.jpg",{"id":1083,"title":1084,"uri":1085,"excerpt":1086,"featuredImage":1087},"cG9zdDo2MDA1","Comment calculer le montant que vous devez ? Voici comment faire.","/fr/blogue/calculer-combien-vous-devez/","\u003Cp>Bien comprendre combien vous devez Si votre dette est considérable, il peut être difficile de gérer la situation. En effet, bien des gens ignorent le montant exact de leurs dettes et à qui ils doivent de l’argent. En fait, ils ne sont pas pleinement conscientes du temps nécessaire pour rembourser leurs dettes, du taux d’intérêt […]\u003C/p>\n",{"node":1088},{"sourceUrl":1089,"altText":38,"srcSet":1090,"sizes":772,"mediaDetails":1091},"https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37.jpg","https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37-1024x683.jpg 1024w, https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2017/12/Blog-Image-37.jpg 1732w",{"height":774,"width":775,"filePath":1092},"/wp-content/uploads/2017/12/Blog-Image-37.jpg",{"id":1094,"title":1095,"uri":1096,"excerpt":1097,"featuredImage":1098},"cG9zdDo1NDUz","Comprendre les paiements de péréquation en droit familial au Canada","/fr/blogue/paiements-degalisation-en-matiere-de-droit-de-la-famille/","\u003Cp>Que se passe-t-il si votre ex-conjoint déclare faillite ou dépose une proposition de consommateur, et que des paiements d’égalisation sont toujours dus ? Il arrive parfois qu’à la suite d’une longue procédure de divorce, l’une des parties soit contrainte de déposer une proposition à ses créanciers ou, dans certains cas, de céder des biens. La […]\u003C/p>\n",{"node":1099},{"sourceUrl":1100,"altText":38,"srcSet":1101,"sizes":772,"mediaDetails":1102},"https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29.jpg","https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2016/01/Blog-Image-29.jpg 1733w",{"height":774,"width":842,"filePath":1103},"/wp-content/uploads/2016/01/Blog-Image-29.jpg",{"id":1105,"title":1106,"uri":1107,"excerpt":1108,"featuredImage":1109},"cG9zdDo1NDYw","Avantages et inconvénients de la proposition de consommateur : est-ce pour vous ?","/fr/blogue/proposition-consommateur-consequences-positives-et-negatives/","\u003Cp>S’endetter peut être accablant et trouver la solution pour s’en libérer peut s’avérer difficile. Si vous avez cherché des solutions, vous avez peut-être déjà entendu parler de ce qu’on appelle une proposition de consommateur. Mais qu’est-ce que c’est au juste et comment savoir si c’est la bonne option pour vous ? Nous vous expliquerons ce […]\u003C/p>\n",{"node":1110},{"sourceUrl":1111,"altText":38,"srcSet":1112,"sizes":772,"mediaDetails":1113},"https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69.jpg","https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69-300x200.jpg 300w, https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69-1024x682.jpg 1024w, https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69-768x512.jpg 768w, https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69-1536x1024.jpg 1536w, https://www.farber.ca/wp-content/uploads/2015/09/Blog-Image-69.jpg 1733w",{"height":774,"width":842,"filePath":1114},"/wp-content/uploads/2015/09/Blog-Image-69.jpg"]