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Turn Your Tax Debt into Debt Relief

We’ll negotiate with the CRA to reduce tax debt while stopping penalties, interest and collections.

We understand how overwhelming it can be to deal with the CRA on your own. Let’s work together to stop collections, interest and penalties right away. This will also prevent or even stop the CRA from taking more serious, legal action in the future, like wage garnishments, bank account freezes, and other asset seizures. You don’t have to face this alone.

Let’s address your tax debt together

If you owe back taxes to the CRA, it’s important to deal with it as soon as possible. Ignoring the CRA letters can lead to serious consequences, but with the right plan, such as a consumer proposal, you can manage your debt and find relief.

A consumer proposal is a government-backed debt settlement agreement between you, the CRA and other unsecured creditors that you may have. It can help you reduce your tax debt, keep your assets, stop collection calls and reduce or eliminate tax penalties. As Licensed Insolvency Trustees, we assist with the negotiations with the CRA, which can help take the pressure off of you.

Here’s what you can expect with a consumer proposal:

Reduce your tax debt

Interest charges and penalties are frozen

Stop collection calls and legal actions, such as wage and bank garnishments

Realistic repayment plan that can stretch out to a maximum of 5 years

It can be hard to talk about tax debt, but we offer a free, no-obligation, completely confidential consultation.

Book a free, confidential, no obligation consultation–we’ll do the rest

Share your story with one of our supportive tax debt experts
Review your tax debt relief options together
Make a plan to help regain control of your money
Start lowering your debt and easing your stress

We’re your partner

For more than 45 years, we’ve helped over 200,000 Canadians build a better relationship with money and put their debt behind them. Partner with a trusted debt expert who will guide you through your options so you can leave your tax debt behind.

You can expect:

  • Free, no obligation, consultation with an experienced professional
  • A personalized tax debt solution plan that’s easy to follow and saves you money
  • A non-judgmental partner by your side until your final payment–and beyond.

We’re here to help you every step of the way.

Frequently Asked Questions

Debt doesn’t come with instructions. That’s where we come in.

You can do this. We can help.

Debt is a difficult thing to talk about. We know that it’s a hard first step to ask for help, but we’re committed to helping you see how to get out of debt to find the confidence to get started.